BBVA Banco Frances SA ADR (BBAR) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
BBVA Banco Frances SA ADR stock (BBAR) is currently trading at $14.05. BBVA Banco Frances SA ADR PE ratio is 31.71. BBVA Banco Frances SA ADR PS ratio (Price-to-Sales) is 0.00. Analyst consensus price target for BBAR is $22.88. WallStSmart rates BBAR as Sell.
- BBAR PE ratio analysis and historical PE chart
- BBAR PS ratio (Price-to-Sales) history and trend
- BBAR intrinsic value — DCF, Graham Number, EPV models
- BBAR stock price prediction 2025 2026 2027 2028 2029 2030
- BBAR fair value vs current price
- BBAR insider transactions and insider buying
- Is BBAR undervalued or overvalued?
- BBVA Banco Frances SA ADR financial analysis — revenue, earnings, cash flow
- BBAR Piotroski F-Score and Altman Z-Score
- BBAR analyst price target and Smart Rating
BBVA Banco Frances SA ADR
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BBAR Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · BBVA Banco Frances SA ADR (BBAR)
BBAR trades 324% above its Graham fair value of $4.28, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
BBVA Banco Frances SA ADR (BBAR) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book. Concerns around peg ratio and return on equity. Mixed signals suggest waiting for clearer direction before acting.
BBVA Banco Frances SA ADR (BBAR) Key Strengths (3)
Paying less than $1 for every $1 of annual revenue
Trading at 1.11x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
BBVA Banco Frances SA ADR (BBAR) Areas to Watch (7)
Revenue declining -17.70%, a shrinking business
Earnings declining -64.20%, profits shrinking
Very expensive relative to growth, significant premium
Very thin margins with limited operational efficiency
Very low institutional interest at 8.74%
Low profitability relative to shareholder equity
Thin profit margins with limited profitability
Supporting Valuation Data
BBVA Banco Frances SA ADR (BBAR) Detailed Analysis Report
Overall Assessment
This company scores 40/100 in our Smart Analysis, earning a D grade. Out of 10 metrics analyzed, 3 register as strengths (avg 8.3/10) while 7 fall into concern territory (avg 1.9/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Market Cap. Valuation metrics including Price/Sales (0.00), Price/Book (1.11) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, PEG Ratio. Some valuation metrics including PEG Ratio (4.37) suggest expensive pricing. Growth concerns include Revenue Growth at -17.70%, EPS Growth at -64.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 7.19%, Operating Margin at 8.78%, Profit Margin at 8.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 7.19% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -17.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BBAR Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BBAR's Price-to-Sales ratio of 0.00x trades at a deep discount to its historical average of 0.26x (0th percentile). The current valuation is 100% below its historical high of 0.75x set in Feb 2007, and Infinity% above its historical low of 0x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~0.0x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for BBVA Banco Frances SA ADR (BBAR) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
BBVA Banco Frances SA ADR operates as a stable business with moderate growth and solid fundamentals. Revenue reached 2.1T with 18% decline year-over-year. Profit margins are thin at 8.5%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
ROE of 719.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 396.2B in free cash flow and 521.4B in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 18% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Margin expansion: can BBVA Banco Frances SA ADR push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 94.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact BBVA Banco Frances SA ADR.
Bottom Line
BBVA Banco Frances SA ADR offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About BBVA Banco Frances SA ADR(BBAR)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Banco BBVA Argentina SA offers various banking products and services to individuals and companies in Argentina. The company is headquartered in Buenos Aires, Argentina.