Banco De Chile (BCH) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Banco De Chile stock (BCH) is currently trading at $39.08. Banco De Chile PE ratio is 15.06. Banco De Chile PS ratio (Price-to-Sales) is 5.75. Analyst consensus price target for BCH is $38.19. WallStSmart rates BCH as Sell.
- BCH PE ratio analysis and historical PE chart
- BCH PS ratio (Price-to-Sales) history and trend
- BCH intrinsic value — DCF, Graham Number, EPV models
- BCH stock price prediction 2025 2026 2027 2028 2029 2030
- BCH fair value vs current price
- BCH insider transactions and insider buying
- Is BCH undervalued or overvalued?
- Banco De Chile financial analysis — revenue, earnings, cash flow
- BCH Piotroski F-Score and Altman Z-Score
- BCH analyst price target and Smart Rating
Banco De Chile
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BCH Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Banco De Chile (BCH)
BCH trades 165% above its Graham fair value of $17.34, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Banco De Chile (BCH) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, return on equity, profit margin. Concerns around peg ratio and revenue growth. Mixed signals suggest waiting for clearer direction before acting.
Banco De Chile (BCH) Key Strengths (3)
Keeps $45 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Every $100 of equity generates $21 in profit
Banco De Chile (BCH) Areas to Watch (6)
Revenue declining -6.20%, a shrinking business
Earnings declining -10.90%, profits shrinking
Very expensive relative to growth, significant premium
Very low institutional interest at 2.63%
Premium valuation at 5.8x annual revenue
Fairly priced relative to book value
Supporting Valuation Data
Banco De Chile (BCH) Detailed Analysis Report
Overall Assessment
This company scores 42/100 in our Smart Analysis, earning a D grade. Out of 9 metrics analyzed, 3 register as strengths (avg 9.3/10) while 6 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Profit Margin, Market Cap, Return on Equity. Profitability is solid with Return on Equity at 20.90%, Profit Margin at 45.10%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, PEG Ratio. Some valuation metrics including PEG Ratio (9.24), Price/Sales (5.75), Price/Book (2.98) suggest expensive pricing. Growth concerns include Revenue Growth at -6.20%, EPS Growth at -10.90%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 20.90% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at -6.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BCH Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BCH's Price-to-Sales ratio of 5.75x trades 2296% above its historical average of 0.24x (96th percentile), historically expensive. The current valuation is 6% below its historical high of 6.12x set in Mar 2026, and Infinity% above its historical low of 0x in Apr 2020.
WallStSmart Analysis Synopsis
Data-driven financial summary for Banco De Chile (BCH) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Banco De Chile faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 2.7T with 6% decline year-over-year. Profit margins are strong at 45.1%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 20.9% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 1.7T in free cash flow and 1.7T in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 6% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Banco De Chile.
Bottom Line
Banco De Chile faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 10:04:31 AM
About Banco De Chile(BCH)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Banco de Chile, provides banking and financial products and services to clients in Chile. The company is headquartered in Santiago, Chile.