Bain Capital Specialty Finance Inc (BCSF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Bain Capital Specialty Finance Inc stock (BCSF) is currently trading at $12.23. Bain Capital Specialty Finance Inc PE ratio is 7.92. Bain Capital Specialty Finance Inc PS ratio (Price-to-Sales) is 2.88. Analyst consensus price target for BCSF is $13.67. WallStSmart rates BCSF as Moderate Buy.
- BCSF PE ratio analysis and historical PE chart
- BCSF PS ratio (Price-to-Sales) history and trend
- BCSF intrinsic value — DCF, Graham Number, EPV models
- BCSF stock price prediction 2025 2026 2027 2028 2029 2030
- BCSF fair value vs current price
- BCSF insider transactions and insider buying
- Is BCSF undervalued or overvalued?
- Bain Capital Specialty Finance Inc financial analysis — revenue, earnings, cash flow
- BCSF Piotroski F-Score and Altman Z-Score
- BCSF analyst price target and Smart Rating
Bain Capital Specialty Finance Inc
📊 No data available
Try selecting a different time range
BCSF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Bain Capital Specialty Finance Inc (BCSF)
BCSF trades at a significant discount to its Graham intrinsic value of $71.36, offering a 81% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Bain Capital Specialty Finance Inc (BCSF) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Concerns around return on equity and revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Bain Capital Specialty Finance Inc (BCSF) Key Strengths (6)
Keeps $73 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $36 of every $100 in revenue as net profit
Good growth relative to its price
Strong earnings growth at 24.90% per year
55.70% held by institutions, strong professional interest
Supporting Valuation Data
Bain Capital Specialty Finance Inc (BCSF) Areas to Watch (4)
Revenue declining -7.00%, a shrinking business
Low profitability relative to shareholder equity
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.88x sales
Supporting Valuation Data
Bain Capital Specialty Finance Inc (BCSF) Detailed Analysis Report
Overall Assessment
This company scores 69/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.0/10) while 4 fall into concern territory (avg 3.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including PEG Ratio (1.05), Price/Book (0.70) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 73.40%, Profit Margin at 36.10%. Growth metrics are encouraging with EPS Growth at 24.90%.
The Bear Case
The primary concerns are Revenue Growth, Return on Equity, Market Cap. Some valuation metrics including Price/Sales (2.88) suggest expensive pricing. Growth concerns include Revenue Growth at -7.00%, which may limit upside. Profitability pressure is visible in Return on Equity at 8.75%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.75% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -7.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Revenue Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BCSF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BCSF's Price-to-Sales ratio of 2.88x sits near its historical average of 2.95x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 4% below its historical high of 3.01x set in Mar 2026, and 0% above its historical low of 2.88x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Bain Capital Specialty Finance Inc (BCSF) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
Bain Capital Specialty Finance Inc faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 273M with 7% decline year-over-year. Profit margins are strong at 36.1%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 36.1% and operating margin of 73.4% demonstrate strong pricing power and operational efficiency.
Generating 3M in free cash flow and 3M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 7% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Dividend sustainability with a current yield of 13.7%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 1.5B is significantly higher than cash (67M). Monitor refinancing risk.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact Bain Capital Specialty Finance Inc.
Bottom Line
Bain Capital Specialty Finance Inc faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Loading insider activity...
About Bain Capital Specialty Finance Inc(BCSF)
NYSE
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
Bain Capital Specialty Finance Inc. (BCSF) is a leading specialty finance firm that specializes in providing tailored financing solutions to middle-market companies across a range of sectors. The firm primarily invests in debt instruments, including secured loans and asset-backed securities, leveraging the extensive expertise of Bain Capital in private equity and credit markets to enhance its investment strategies. BCSF employs a rigorous investment management approach designed to deliver consistent, sustainable returns while maintaining a strong focus on risk management. With its strategic emphasis on resilience and growth, BCSF actively positions itself to capitalize on opportunities across different economic conditions, making it a vital financing partner for enterprises aiming to expand and thrive.