Brighthouse Financial Inc (BHF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Brighthouse Financial Inc stock (BHF) is currently trading at $60.26. Brighthouse Financial Inc PE ratio is 10.39. Brighthouse Financial Inc PS ratio (Price-to-Sales) is 0.49. Analyst consensus price target for BHF is $65.50. WallStSmart rates BHF as Underperform.
- BHF PE ratio analysis and historical PE chart
- BHF PS ratio (Price-to-Sales) history and trend
- BHF intrinsic value — DCF, Graham Number, EPV models
- BHF stock price prediction 2025 2026 2027 2028 2029 2030
- BHF fair value vs current price
- BHF insider transactions and insider buying
- Is BHF undervalued or overvalued?
- Brighthouse Financial Inc financial analysis — revenue, earnings, cash flow
- BHF Piotroski F-Score and Altman Z-Score
- BHF analyst price target and Smart Rating
Brighthouse Financial Inc
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BHF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Brighthouse Financial Inc (BHF)
BHF trades 64% above its Graham fair value of $38.83, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Brighthouse Financial Inc (BHF) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Concerns around return on equity and revenue growth. Fundamentals are solid but monitor weak areas for improvement.
Brighthouse Financial Inc (BHF) Key Strengths (5)
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
92.20% of shares held by major funds and institutions
Strong operational efficiency: $21 kept per $100 revenue
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Brighthouse Financial Inc (BHF) Areas to Watch (4)
Revenue declining -31.60%, a shrinking business
Earnings declining -82.10%, profits shrinking
Low profitability relative to shareholder equity
Thin profit margins with limited profitability
Brighthouse Financial Inc (BHF) Detailed Analysis Report
Overall Assessment
This company scores 53/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 5 register as strengths (avg 9.0/10) while 4 fall into concern territory (avg 1.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Institutional Own.. Valuation metrics including Price/Sales (0.49), Price/Book (0.50) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 21.30%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Growth concerns include Revenue Growth at -31.60%, EPS Growth at -82.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 7.39%, Profit Margin at 6.23%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 7.39% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -31.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BHF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BHF's Price-to-Sales ratio of 0.49x sits near its historical average of 0.48x (64th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 61% below its historical high of 1.26x set in Jul 2017, and 144% above its historical low of 0.2x in Apr 2020. Over the past 12 months, the PS ratio has compressed from ~0.8x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Brighthouse Financial Inc (BHF) · FINANCIAL SERVICES › INSURANCE - LIFE
The Big Picture
Brighthouse Financial Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 6.9B with 32% decline year-over-year. Profit margins are thin at 6.2%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
ROE of 739.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Revenue contracted 32% YoY. Worth determining whether this is cyclical or structural.
Free cash flow is -364M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can Brighthouse Financial Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor INSURANCE - LIFE industry trends, competitive moves, and regulatory changes that could impact Brighthouse Financial Inc.
Bottom Line
Brighthouse Financial Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(56 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:25:22 AM
About Brighthouse Financial Inc(BHF)
NASDAQ
FINANCIAL SERVICES
INSURANCE - LIFE
USA
Brighthouse Financial, Inc. offers life insurance and annuity products in the United States. The company is headquartered in Charlotte, North Carolina.