Brighthouse Financial Inc (BHFAP) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Brighthouse Financial Inc stock (BHFAP) is currently trading at $15.17. Brighthouse Financial Inc PE ratio is 1.19. Brighthouse Financial Inc PS ratio (Price-to-Sales) is 0.36. WallStSmart rates BHFAP as Sell.
- BHFAP PE ratio analysis and historical PE chart
- BHFAP PS ratio (Price-to-Sales) history and trend
- BHFAP intrinsic value — DCF, Graham Number, EPV models
- BHFAP stock price prediction 2025 2026 2027 2028 2029 2030
- BHFAP fair value vs current price
- BHFAP insider transactions and insider buying
- Is BHFAP undervalued or overvalued?
- Brighthouse Financial Inc financial analysis — revenue, earnings, cash flow
- BHFAP Piotroski F-Score and Altman Z-Score
- BHFAP analyst price target and Smart Rating
Brighthouse Financial Inc
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BHFAP Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Brighthouse Financial Inc (BHFAP)
BHFAP trades at a significant discount to its Graham intrinsic value of $85.75, offering a 81% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Brighthouse Financial Inc (BHFAP) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales. Concerns around return on equity and revenue growth. Mixed signals suggest waiting for clearer direction before acting.
Brighthouse Financial Inc (BHFAP) Key Strengths (3)
Paying less than $1 for every $1 of annual revenue
Strong operational efficiency: $21 kept per $100 revenue
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Brighthouse Financial Inc (BHFAP) Areas to Watch (5)
Revenue declining -31.60%, a shrinking business
Earnings declining -82.10%, profits shrinking
Low profitability relative to shareholder equity
Thin profit margins with limited profitability
Low institutional interest, mostly retail-driven
Brighthouse Financial Inc (BHFAP) Detailed Analysis Report
Overall Assessment
This company scores 36/100 in our Smart Analysis, earning a F grade. Out of 8 metrics analyzed, 3 register as strengths (avg 8.3/10) while 5 fall into concern territory (avg 2.2/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Operating Margin, Market Cap. Valuation metrics including Price/Sales (0.36) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 21.30%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Growth concerns include Revenue Growth at -31.60%, EPS Growth at -82.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 7.39%, Profit Margin at 6.23%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 7.39% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -31.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BHFAP Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BHFAP's Price-to-Sales ratio of 0.36x sits near its historical average of 0.39x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 15% below its historical high of 0.42x set in Feb 2026, and -1% above its historical low of 0.36x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~0.4x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Brighthouse Financial Inc (BHFAP) · FINANCIAL SERVICES › INSURANCE - LIFE
The Big Picture
Brighthouse Financial Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 6.9B with 32% decline year-over-year. Profit margins are thin at 6.2%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
ROE of 739.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Revenue contracted 32% YoY. Worth determining whether this is cyclical or structural.
Free cash flow is -364M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can Brighthouse Financial Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor INSURANCE - LIFE industry trends, competitive moves, and regulatory changes that could impact Brighthouse Financial Inc.
Bottom Line
Brighthouse Financial Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Brighthouse Financial Inc(BHFAP)
NASDAQ
FINANCIAL SERVICES
INSURANCE - LIFE
USA
Brighthouse Financial, Inc. offers life insurance and annuity products in the United States. The company is headquartered in Charlotte, North Carolina.