Bill Com Holdings Inc (BILL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Bill Com Holdings Inc stock (BILL) is currently trading at $38.50. Bill Com Holdings Inc PS ratio (Price-to-Sales) is 2.48. Analyst consensus price target for BILL is $57.86. WallStSmart rates BILL as Underperform.
- BILL PE ratio analysis and historical PE chart
- BILL PS ratio (Price-to-Sales) history and trend
- BILL intrinsic value — DCF, Graham Number, EPV models
- BILL stock price prediction 2025 2026 2027 2028 2029 2030
- BILL fair value vs current price
- BILL insider transactions and insider buying
- Is BILL undervalued or overvalued?
- Bill Com Holdings Inc financial analysis — revenue, earnings, cash flow
- BILL Piotroski F-Score and Altman Z-Score
- BILL analyst price target and Smart Rating
Bill Com Holdings Inc
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Smart Analysis
Bill Com Holdings Inc (BILL) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/book, institutional own.. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Bill Com Holdings Inc (BILL) Key Strengths (4)
Growing significantly faster than its price suggests
112.22% of shares held by major funds and institutions
Trading at 1.04x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Bill Com Holdings Inc (BILL) Areas to Watch (5)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Revenue is fairly priced at 2.48x sales
Solid revenue growth at 14.40% per year
Bill Com Holdings Inc (BILL) Detailed Analysis Report
Overall Assessment
This company scores 46/100 in our Smart Analysis, earning a D+ grade. Out of 9 metrics analyzed, 4 register as strengths (avg 8.8/10) while 5 fall into concern territory (avg 2.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Institutional Own., Price/Book. Valuation metrics including PEG Ratio (0.55), Price/Book (1.04) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including Price/Sales (2.48) suggest expensive pricing. Growth concerns include Revenue Growth at 14.40%, which may limit upside. Profitability pressure is visible in Return on Equity at -0.64%, Operating Margin at -4.26%, Profit Margin at -1.56%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -0.64% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 14.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BILL Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BILL's Price-to-Sales ratio of 2.48x trades at a deep discount to its historical average of 24.67x (0th percentile). The current valuation is 98% below its historical high of 103.14x set in Aug 2021, and 0% above its historical low of 2.48x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~3.5x as trailing revenue scaled faster than the stock price.
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Data-driven financial summary for Bill Com Holdings Inc (BILL) · TECHNOLOGY › SOFTWARE - APPLICATION
The Big Picture
Bill Com Holdings Inc is in a turnaround phase, with management focused on restoring profitability. Revenue reached 1.6B with 14% growth year-over-year. The company is currently unprofitable, posting a -156.0% profit margin.
Key Findings
Generating 104M in free cash flow and 105M in operating cash flow. Earnings are translating into actual cash generation.
The company is unprofitable with a -156.0% profit margin. The path to breakeven will be the key catalyst.
What to Watch Next
Sector dynamics: monitor SOFTWARE - APPLICATION industry trends, competitive moves, and regulatory changes that could impact Bill Com Holdings Inc.
Bottom Line
Bill Com Holdings Inc is in turnaround mode. The path to profitability remains the critical question. Speculative investors may see opportunity in the recovery story, but conservative investors should wait for consistent positive earnings before committing capital.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Bill Com Holdings Inc(BILL)
NYSE
TECHNOLOGY
SOFTWARE - APPLICATION
USA
Bill.com Holdings, Inc. provides cloud-based software that digitizes and automates financial back-office operations for small and medium-sized businesses globally. The company is headquartered in Palo Alto, California.