Bank of Montreal (BMO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Bank of Montreal stock (BMO) is currently trading at $136.39. Bank of Montreal PE ratio is 15.31. Bank of Montreal PS ratio (Price-to-Sales) is 2.83. Analyst consensus price target for BMO is $140.40. WallStSmart rates BMO as Buy.
- BMO PE ratio analysis and historical PE chart
- BMO PS ratio (Price-to-Sales) history and trend
- BMO intrinsic value — DCF, Graham Number, EPV models
- BMO stock price prediction 2025 2026 2027 2028 2029 2030
- BMO fair value vs current price
- BMO insider transactions and insider buying
- Is BMO undervalued or overvalued?
- Bank of Montreal financial analysis — revenue, earnings, cash flow
- BMO Piotroski F-Score and Altman Z-Score
- BMO analyst price target and Smart Rating
Bank of Montreal
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BMO Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Bank of Montreal (BMO)
BMO trades at a significant discount to its Graham intrinsic value of $336.32, offering a 57% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Bank of Montreal (BMO) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, operating margin. Overall metrics suggest strong investment potential with favorable risk/reward.
Bank of Montreal (BMO) Key Strengths (6)
Keeps $40 of every $100 in revenue after operating costs
Keeps $27 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Good growth relative to its price
Trading at 1.54x book value, attractively priced
53.16% held by institutions, strong professional interest
Supporting Valuation Data
Bank of Montreal (BMO) Areas to Watch (4)
Moderate profitability with room for improvement
Revenue is fairly priced at 2.83x sales
Solid revenue growth at 10.00% per year
Solid earnings growth at 19.80%
Supporting Valuation Data
Bank of Montreal (BMO) Detailed Analysis Report
Overall Assessment
This company scores 75/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 5.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Market Cap. Valuation metrics including PEG Ratio (1.46), Price/Book (1.54) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 39.90%, Profit Margin at 27.10%.
The Bear Case
The primary concerns are Return on Equity, Price/Sales, Revenue Growth. Some valuation metrics including Price/Sales (2.83) suggest expensive pricing. Growth concerns include Revenue Growth at 10.00%, EPS Growth at 19.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 10.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Profit Margin makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BMO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BMO's Price-to-Sales ratio of 2.83x trades at a 34% premium to its historical average of 2.11x (96th percentile). The current valuation is 8% below its historical high of 3.07x set in Mar 2026, and 245% above its historical low of 0.82x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Bank of Montreal (BMO) · FINANCIAL SERVICES › BANKS - DIVERSIFIED
The Big Picture
Bank of Montreal is a mature, profitable business with steady cash generation. Revenue reached 33.5B with 10% growth year-over-year. Profit margins are strong at 27.1%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 27.1% and operating margin of 39.9% demonstrate strong pricing power and operational efficiency.
Generating 7.0B in free cash flow and 7.3B in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 4.8%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact Bank of Montreal.
Bottom Line
Bank of Montreal is a well-established business delivering consistent profitability with 27.1% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 11:50:09 AM
About Bank of Montreal(BMO)
NYSE
FINANCIAL SERVICES
BANKS - DIVERSIFIED
USA
Bank of Montreal offers diversified financial services primarily in North America. The company is headquartered in Montreal, Canada.