BOK Financial Corporation (BOKF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
BOK Financial Corporation stock (BOKF) is currently trading at $125.75. BOK Financial Corporation PE ratio is 13.80. BOK Financial Corporation PS ratio (Price-to-Sales) is 3.54. Analyst consensus price target for BOKF is $135.30. WallStSmart rates BOKF as Buy.
- BOKF PE ratio analysis and historical PE chart
- BOKF PS ratio (Price-to-Sales) history and trend
- BOKF intrinsic value — DCF, Graham Number, EPV models
- BOKF stock price prediction 2025 2026 2027 2028 2029 2030
- BOKF fair value vs current price
- BOKF insider transactions and insider buying
- Is BOKF undervalued or overvalued?
- BOK Financial Corporation financial analysis — revenue, earnings, cash flow
- BOKF Piotroski F-Score and Altman Z-Score
- BOKF analyst price target and Smart Rating
BOK Financial Corporation
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BOKF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · BOK Financial Corporation (BOKF)
BOKF trades at a significant discount to its Graham intrinsic value of $429.16, offering a 68% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
BOK Financial Corporation (BOKF) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
BOK Financial Corporation (BOKF) Key Strengths (6)
Keeps $39 of every $100 in revenue after operating costs
Earnings per share surging 37.30% year-over-year
Keeps $27 of every $100 in revenue as net profit
Good growth relative to its price
Trading at 1.28x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
BOK Financial Corporation (BOKF) Areas to Watch (4)
Moderate profitability with room for improvement
Revenue is fairly priced at 3.54x sales
Solid revenue growth at 12.70% per year
Moderate institutional interest at 37.77%
BOK Financial Corporation (BOKF) Detailed Analysis Report
Overall Assessment
This company scores 76/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 5.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Valuation metrics including PEG Ratio (1.46), Price/Book (1.28) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 38.60%, Profit Margin at 26.60%. Growth metrics are encouraging with EPS Growth at 37.30%.
The Bear Case
The primary concerns are Return on Equity, Price/Sales, Revenue Growth. Some valuation metrics including Price/Sales (3.54) suggest expensive pricing. Growth concerns include Revenue Growth at 12.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.10%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.10% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 12.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BOKF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BOKF's Price-to-Sales ratio of 3.54x trades at a 32% premium to its historical average of 2.67x (87th percentile). The current valuation is 9% below its historical high of 3.88x set in Dec 2017, and 190% above its historical low of 1.22x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for BOK Financial Corporation (BOKF) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
BOK Financial Corporation is a mature, profitable business with steady cash generation. Revenue reached 2.2B with 13% growth year-over-year. Profit margins are strong at 26.6%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 26.6% and operating margin of 38.6% demonstrate strong pricing power and operational efficiency.
Generating 838M in free cash flow and 897M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact BOK Financial Corporation.
Bottom Line
BOK Financial Corporation is a well-established business delivering consistent profitability with 26.6% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About BOK Financial Corporation(BOKF)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
BOK Financial Corporation is the financial holding company for BOKF, NA offering various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas / Missouri. The company is headquartered in Tulsa, Oklahoma.