Bank Of Princeton (BPRN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Bank Of Princeton stock (BPRN) is currently trading at $34.20. Bank Of Princeton PE ratio is 12.25. Bank Of Princeton PS ratio (Price-to-Sales) is 2.90. Analyst consensus price target for BPRN is $37.50. WallStSmart rates BPRN as Hold.
- BPRN PE ratio analysis and historical PE chart
- BPRN PS ratio (Price-to-Sales) history and trend
- BPRN intrinsic value — DCF, Graham Number, EPV models
- BPRN stock price prediction 2025 2026 2027 2028 2029 2030
- BPRN fair value vs current price
- BPRN insider transactions and insider buying
- Is BPRN undervalued or overvalued?
- Bank Of Princeton financial analysis — revenue, earnings, cash flow
- BPRN Piotroski F-Score and Altman Z-Score
- BPRN analyst price target and Smart Rating
Bank Of Princeton
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BPRN Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Bank Of Princeton (BPRN)
BPRN trades at a significant discount to its Graham intrinsic value of $99.08, offering a 64% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Bank Of Princeton (BPRN) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around market cap and return on equity. Fundamentals are solid but monitor weak areas for improvement.
Bank Of Princeton (BPRN) Key Strengths (3)
Keeps $41 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $24 of every $100 in revenue as net profit
Supporting Valuation Data
Bank Of Princeton (BPRN) Areas to Watch (6)
Micro-cap company with very limited liquidity and high volatility
Low profitability relative to shareholder equity
Modest revenue growth at 5.40%
Revenue is fairly priced at 2.90x sales
Solid earnings growth at 18.60%
Moderate institutional interest at 43.56%
Bank Of Princeton (BPRN) Detailed Analysis Report
Overall Assessment
This company scores 60/100 in our Smart Analysis, earning a C grade. Out of 9 metrics analyzed, 3 register as strengths (avg 10.0/10) while 6 fall into concern territory (avg 4.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (0.83) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 40.60%, Profit Margin at 24.00%.
The Bear Case
The primary concerns are Market Cap, Return on Equity, Revenue Growth. Some valuation metrics including Price/Sales (2.90) suggest expensive pricing. Growth concerns include Revenue Growth at 5.40%, EPS Growth at 18.60%, which may limit upside. Profitability pressure is visible in Return on Equity at 6.99%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 6.99% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 5.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Market Cap, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BPRN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BPRN's Price-to-Sales ratio of 2.90x sits near its historical average of 2.94x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 5% below its historical high of 3.04x set in Feb 2026, and 0% above its historical low of 2.9x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Bank Of Princeton (BPRN) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Bank Of Princeton is a mature, profitable business with steady cash generation. Revenue reached 78M with 5% growth year-over-year. Profit margins are strong at 24.0%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 24.0% and operating margin of 40.6% demonstrate strong pricing power and operational efficiency.
Generating 12M in free cash flow and 12M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 3.8%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Bank Of Princeton.
Bottom Line
Bank Of Princeton is a well-established business delivering consistent profitability with 24.0% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Bank Of Princeton(BPRN)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
The Bank of Princeton offers a variety of banking products and services. The company is headquartered in Princeton, New Jersey.