Blue Ridge Bankshares Inc (BRBS) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Blue Ridge Bankshares Inc stock (BRBS) is currently trading at $4.03. Blue Ridge Bankshares Inc PE ratio is 35.91. Blue Ridge Bankshares Inc PS ratio (Price-to-Sales) is 3.78. WallStSmart rates BRBS as Underperform.
- BRBS PE ratio analysis and historical PE chart
- BRBS PS ratio (Price-to-Sales) history and trend
- BRBS intrinsic value — DCF, Graham Number, EPV models
- BRBS stock price prediction 2025 2026 2027 2028 2029 2030
- BRBS fair value vs current price
- BRBS insider transactions and insider buying
- Is BRBS undervalued or overvalued?
- Blue Ridge Bankshares Inc financial analysis — revenue, earnings, cash flow
- BRBS Piotroski F-Score and Altman Z-Score
- BRBS analyst price target and Smart Rating
Blue Ridge Bankshares Inc
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BRBS Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Blue Ridge Bankshares Inc (BRBS)
BRBS appears undervalued based on the Graham Formula, trading 17% below its estimated fair value of $5.15.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Blue Ridge Bankshares Inc (BRBS) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Concerns around return on equity and revenue growth. Fundamentals are solid but monitor weak areas for improvement.
Blue Ridge Bankshares Inc (BRBS) Key Strengths (3)
Earnings per share surging 500.00% year-over-year
Strong operational efficiency: $27 kept per $100 revenue
Trading at 1.11x book value, attractively priced
Blue Ridge Bankshares Inc (BRBS) Areas to Watch (6)
Revenue declining -2.80%, a shrinking business
Very low returns on shareholder equity
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 3.78x sales
Decent profitability, keeps $11 per $100 revenue
Moderate institutional interest at 39.34%
Supporting Valuation Data
Blue Ridge Bankshares Inc (BRBS) Detailed Analysis Report
Overall Assessment
This company scores 51/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 3 register as strengths (avg 8.7/10) while 6 fall into concern territory (avg 4.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on EPS Growth, Operating Margin, Price/Book. Valuation metrics including Price/Book (1.11) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 27.00%. Growth metrics are encouraging with EPS Growth at 500.00%.
The Bear Case
The primary concerns are Revenue Growth, Return on Equity, Market Cap. Some valuation metrics including Price/Sales (3.78) suggest expensive pricing. Growth concerns include Revenue Growth at -2.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 3.29%, Profit Margin at 11.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 3.29% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -2.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (EPS Growth, Operating Margin) and negatives (Revenue Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BRBS Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BRBS's Price-to-Sales ratio of 3.78x sits near its historical average of 3.83x (14th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 6% below its historical high of 4.03x set in Feb 2026, and 2% above its historical low of 3.7x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Blue Ridge Bankshares Inc (BRBS) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Blue Ridge Bankshares Inc faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 96M with 280% decline year-over-year. Profit margins of 11.2% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 329.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Revenue contracted 280% YoY. Worth determining whether this is cyclical or structural.
Free cash flow is -8M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can Blue Ridge Bankshares Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Blue Ridge Bankshares Inc.
Bottom Line
Blue Ridge Bankshares Inc faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Blue Ridge Bankshares Inc(BRBS)
NYSE MKT
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Blue Ridge Bankshares, Inc. is a banking holding company for Blue Ridge Bank, a National Association that provides commercial and consumer banking and financial services. The company is headquartered in Charlottesville, Virginia.