Banco Santander Chile (BSAC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Banco Santander Chile stock (BSAC) is currently trading at $32.46. Banco Santander Chile PE ratio is 13.73. Banco Santander Chile PS ratio (Price-to-Sales) is 4.71. Analyst consensus price target for BSAC is $33.35. WallStSmart rates BSAC as Sell.
- BSAC PE ratio analysis and historical PE chart
- BSAC PS ratio (Price-to-Sales) history and trend
- BSAC intrinsic value — DCF, Graham Number, EPV models
- BSAC stock price prediction 2025 2026 2027 2028 2029 2030
- BSAC fair value vs current price
- BSAC insider transactions and insider buying
- Is BSAC undervalued or overvalued?
- Banco Santander Chile financial analysis — revenue, earnings, cash flow
- BSAC Piotroski F-Score and Altman Z-Score
- BSAC analyst price target and Smart Rating
Banco Santander Chile
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BSAC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Banco Santander Chile (BSAC)
BSAC trades 133% above its Graham fair value of $15.91, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Banco Santander Chile (BSAC) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, profit margin. Concerns around revenue growth and eps growth. Mixed signals suggest waiting for clearer direction before acting.
Banco Santander Chile (BSAC) Key Strengths (3)
Keeps $45 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Solid profitability: $19 profit per $100 equity
Supporting Valuation Data
Banco Santander Chile (BSAC) Areas to Watch (6)
Revenue declining -10.50%, a shrinking business
Earnings declining -17.70%, profits shrinking
Very low institutional interest at 5.38%
Paying a premium for growth, expensive relative to earnings expansion
Premium valuation at 4.7x annual revenue
Fairly priced relative to book value
Supporting Valuation Data
Banco Santander Chile (BSAC) Detailed Analysis Report
Overall Assessment
This company scores 42/100 in our Smart Analysis, earning a D grade. Out of 9 metrics analyzed, 3 register as strengths (avg 8.7/10) while 6 fall into concern territory (avg 2.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Profit Margin, Market Cap, Return on Equity. Profitability is solid with Return on Equity at 18.70%, Profit Margin at 44.70%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Institutional Own.. Some valuation metrics including PEG Ratio (2.45), Price/Sales (4.71), Price/Book (2.39) suggest expensive pricing. Growth concerns include Revenue Growth at -10.50%, EPS Growth at -17.70%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 18.70% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at -10.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BSAC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BSAC's Price-to-Sales ratio of 4.71x trades 1947% above its historical average of 0.23x (97th percentile), historically expensive. The current valuation is 3% below its historical high of 4.86x set in Mar 2026, and Infinity% above its historical low of 0x in Dec 2010.
WallStSmart Analysis Synopsis
Data-driven financial summary for Banco Santander Chile (BSAC) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Banco Santander Chile faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 2.3T with 11% decline year-over-year. Profit margins are strong at 44.7%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1870.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Revenue contracted 11% YoY. Worth determining whether this is cyclical or structural.
Free cash flow is -437.8B, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 4.1%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 10.3T is significantly higher than cash (2.0T). Monitor refinancing risk.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Banco Santander Chile.
Bottom Line
Banco Santander Chile faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 8:28:13 AM
About Banco Santander Chile(BSAC)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Banco Santander-Chile, offers commercial and retail banking products and services in Chile. The company is headquartered in Santiago, Chile.