Bogota Financial Corp (BSBK) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Bogota Financial Corp stock (BSBK) is currently trading at $8.31. Bogota Financial Corp PE ratio is 210.49. Bogota Financial Corp PS ratio (Price-to-Sales) is 6.14. Analyst consensus price target for BSBK is $12.00. WallStSmart rates BSBK as Sell.
- BSBK PE ratio analysis and historical PE chart
- BSBK PS ratio (Price-to-Sales) history and trend
- BSBK intrinsic value — DCF, Graham Number, EPV models
- BSBK stock price prediction 2025 2026 2027 2028 2029 2030
- BSBK fair value vs current price
- BSBK insider transactions and insider buying
- Is BSBK undervalued or overvalued?
- Bogota Financial Corp financial analysis — revenue, earnings, cash flow
- BSBK Piotroski F-Score and Altman Z-Score
- BSBK analyst price target and Smart Rating
Bogota Financial Corp
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BSBK Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Bogota Financial Corp (BSBK)
BSBK trades 3064% above its Graham fair value of $0.27, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Bogota Financial Corp (BSBK) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book, revenue growth. Concerns around market cap and return on equity. Mixed signals suggest waiting for clearer direction before acting.
Bogota Financial Corp (BSBK) Key Strengths (2)
Trading below book value, meaning the market prices it less than net assets
Revenue surging 42.90% year-over-year
Supporting Valuation Data
Bogota Financial Corp (BSBK) Areas to Watch (7)
Earnings declining -45.40%, profits shrinking
Very low returns on shareholder equity
Very thin margins, barely profitable
Very low institutional interest at 7.87%
Micro-cap company with very limited liquidity and high volatility
Thin operating margins with cost pressures present
Premium valuation at 6.1x annual revenue
Supporting Valuation Data
Bogota Financial Corp (BSBK) Detailed Analysis Report
Overall Assessment
This company scores 38/100 in our Smart Analysis, earning a F grade. Out of 9 metrics analyzed, 2 register as strengths (avg 10.0/10) while 7 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.73) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 42.90%.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Profit Margin. Some valuation metrics including Price/Sales (6.14) suggest expensive pricing. Growth concerns include EPS Growth at -45.40%, which may limit upside. Profitability pressure is visible in Return on Equity at 0.35%, Operating Margin at 14.70%, Profit Margin at 3.11%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 0.35% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 42.90% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. EPS Growth and Return on Equity are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BSBK Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BSBK's Price-to-Sales ratio of 6.14x sits near its historical average of 6.23x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 4% below its historical high of 6.38x set in Feb 2026, and 0% above its historical low of 6.14x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Bogota Financial Corp (BSBK) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Bogota Financial Corp is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 15M with 43% growth year-over-year. Profit margins are thin at 3.1%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Revenue growing at 43% YoY, reaching 15M. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 0.4% suggests the company isn't efficiently converting equity into profits.
Profit margin at 3.1% is thin. While this is common for high-growth companies, margins need to expand as growth naturally decelerates.
What to Watch Next
Margin expansion: can Bogota Financial Corp push profit margins above 15% as the business scales?
Growth sustainability: can Bogota Financial Corp maintain 43%+ revenue growth, or will competition slow it down?
Valuation compression risk at a P/E of 210.5x. Any growth miss could trigger a sharp correction.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Bogota Financial Corp.
Bottom Line
Bogota Financial Corp is a high-conviction growth story with revenue accelerating at 43% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 3.1% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(0 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 11:50:13 AM
About Bogota Financial Corp(BSBK)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Bogota Financial Corp. The company is headquartered in Teaneck, New Jersey.