First Busey Corp (BUSE) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
First Busey Corp stock (BUSE) is currently trading at $24.90. First Busey Corp PE ratio is 16.67. First Busey Corp PS ratio (Price-to-Sales) is 3.17. Analyst consensus price target for BUSE is $28.00. WallStSmart rates BUSE as Moderate Buy.
- BUSE PE ratio analysis and historical PE chart
- BUSE PS ratio (Price-to-Sales) history and trend
- BUSE intrinsic value — DCF, Graham Number, EPV models
- BUSE stock price prediction 2025 2026 2027 2028 2029 2030
- BUSE fair value vs current price
- BUSE insider transactions and insider buying
- Is BUSE undervalued or overvalued?
- First Busey Corp financial analysis — revenue, earnings, cash flow
- BUSE Piotroski F-Score and Altman Z-Score
- BUSE analyst price target and Smart Rating
First Busey Corp
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BUSE Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · First Busey Corp (BUSE)
BUSE trades at a significant discount to its Graham intrinsic value of $68.80, offering a 62% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
First Busey Corp (BUSE) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book, revenue growth, eps growth. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
First Busey Corp (BUSE) Key Strengths (6)
Trading below book value, meaning the market prices it less than net assets
Revenue surging 70.50% year-over-year
Keeps $20 of every $100 in revenue as net profit
Strong earnings growth at 26.90% per year
63.68% held by institutions, strong professional interest
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
First Busey Corp (BUSE) Areas to Watch (4)
Low profitability relative to shareholder equity
Growth is fairly priced, not cheap, not expensive
Decent operational efficiency, solid but not exceptional
Revenue is fairly priced at 3.17x sales
First Busey Corp (BUSE) Detailed Analysis Report
Overall Assessment
This company scores 74/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 6 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 5.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Price/Book, Revenue Growth, Profit Margin. Valuation metrics including Price/Book (0.86) suggest the stock is attractively priced. Profitability is solid with Profit Margin at 20.30%. Growth metrics are encouraging with Revenue Growth at 70.50%, EPS Growth at 26.90%.
The Bear Case
The primary concerns are Return on Equity, PEG Ratio, Operating Margin. Some valuation metrics including PEG Ratio (1.91), Price/Sales (3.17) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 7.02%, Operating Margin at 17.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 7.02% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 70.50% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Price/Book and Revenue Growth makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BUSE Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BUSE's Price-to-Sales ratio of 3.17x trades 47% below its historical average of 6.02x (42th percentile). The current valuation is 79% below its historical high of 14.81x set in Nov 2006, and 205% above its historical low of 1.04x in Nov 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for First Busey Corp (BUSE) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
First Busey Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 667M with 71% growth year-over-year. Profit margins are strong at 20.3%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 71% YoY, reaching 667M. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 702.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can First Busey Corp maintain 71%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 408.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact First Busey Corp.
Bottom Line
First Busey Corp offers an attractive blend of growth (71% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About First Busey Corp(BUSE)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
First Busey Corporation is the banking holding company for Busey Bank offering retail and commercial banking products and services to individual, corporate, institutional and government clients in the United States. The company is headquartered in Champaign, Illinois.