Bridgewater Bancshares Inc (BWB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Bridgewater Bancshares Inc stock (BWB) is currently trading at $17.31. Bridgewater Bancshares Inc PE ratio is 11.37. Bridgewater Bancshares Inc PS ratio (Price-to-Sales) is 3.43. Analyst consensus price target for BWB is $22.38. WallStSmart rates BWB as Moderate Buy.
- BWB PE ratio analysis and historical PE chart
- BWB PS ratio (Price-to-Sales) history and trend
- BWB intrinsic value — DCF, Graham Number, EPV models
- BWB stock price prediction 2025 2026 2027 2028 2029 2030
- BWB fair value vs current price
- BWB insider transactions and insider buying
- Is BWB undervalued or overvalued?
- Bridgewater Bancshares Inc financial analysis — revenue, earnings, cash flow
- BWB Piotroski F-Score and Altman Z-Score
- BWB analyst price target and Smart Rating
Bridgewater Bancshares Inc
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BWB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Bridgewater Bancshares Inc (BWB)
BWB trades at a significant discount to its Graham intrinsic value of $69.73, offering a 72% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Bridgewater Bancshares Inc (BWB) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
Bridgewater Bancshares Inc (BWB) Key Strengths (6)
Keeps $49 of every $100 in revenue after operating costs
Revenue surging 36.80% year-over-year
Earnings per share surging 65.70% year-over-year
Keeps $34 of every $100 in revenue as net profit
Trading at 1.04x book value, attractively priced
68.07% held by institutions, strong professional interest
Supporting Valuation Data
Bridgewater Bancshares Inc (BWB) Areas to Watch (3)
Low profitability relative to shareholder equity
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 3.43x sales
Bridgewater Bancshares Inc (BWB) Detailed Analysis Report
Overall Assessment
This company scores 70/100 in our Smart Analysis, earning a B grade. Out of 9 metrics analyzed, 6 register as strengths (avg 9.3/10) while 3 fall into concern territory (avg 4.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Revenue Growth, EPS Growth. Valuation metrics including Price/Book (1.04) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 48.50%, Profit Margin at 33.60%. Growth metrics are encouraging with Revenue Growth at 36.80%, EPS Growth at 65.70%.
The Bear Case
The primary concerns are Return on Equity, Market Cap, Price/Sales. Some valuation metrics including Price/Sales (3.43) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 9.45%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.45% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 36.80% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Revenue Growth makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BWB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BWB's Price-to-Sales ratio of 3.43x sits near its historical average of 3.59x (0th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 11% below its historical high of 3.86x set in Feb 2026, and 0% above its historical low of 3.43x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~3.9x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Bridgewater Bancshares Inc (BWB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Bridgewater Bancshares Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 137M with 37% growth year-over-year. Profit margins are strong at 33.6%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 37% YoY, reaching 137M. This pace significantly outperforms most BANKS - REGIONAL peers.
Profit margin of 33.6% and operating margin of 48.5% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Growth sustainability: can Bridgewater Bancshares Inc maintain 37%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Bridgewater Bancshares Inc.
Bottom Line
Bridgewater Bancshares Inc offers an attractive blend of growth (37% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Bridgewater Bancshares Inc(BWB)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Bridgewater Bancshares, Inc. is the banking holding company for Bridgewater Bank providing banking products and services to commercial real estate investors, small business entrepreneurs and high net worth individuals in the United States. The company is headquartered in Saint Louis Park, Minnesota.