Broadway Financial Corporation (BYFC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Broadway Financial Corporation stock (BYFC) is currently trading at $7.80. Broadway Financial Corporation PS ratio (Price-to-Sales) is 2.18. WallStSmart rates BYFC as Sell.
- BYFC PE ratio analysis and historical PE chart
- BYFC PS ratio (Price-to-Sales) history and trend
- BYFC intrinsic value — DCF, Graham Number, EPV models
- BYFC stock price prediction 2025 2026 2027 2028 2029 2030
- BYFC fair value vs current price
- BYFC insider transactions and insider buying
- Is BYFC undervalued or overvalued?
- Broadway Financial Corporation financial analysis — revenue, earnings, cash flow
- BYFC Piotroski F-Score and Altman Z-Score
- BYFC analyst price target and Smart Rating
Broadway Financial Corporation
📊 No data available
Try selecting a different time range
Smart Analysis
Broadway Financial Corporation (BYFC) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book. Concerns around market cap and return on equity. Mixed signals suggest waiting for clearer direction before acting.
Broadway Financial Corporation (BYFC) Key Strengths (1)
Trading below book value, meaning the market prices it less than net assets
Broadway Financial Corporation (BYFC) Areas to Watch (8)
Earnings declining -81.90%, profits shrinking
Very low returns on shareholder equity
Very thin margins, barely profitable
Micro-cap company with very limited liquidity and high volatility
Thin operating margins with cost pressures present
Modest revenue growth at 8.80%
Low institutional interest, mostly retail-driven
Revenue is fairly priced at 2.18x sales
Supporting Valuation Data
Broadway Financial Corporation (BYFC) Detailed Analysis Report
Overall Assessment
This company scores 36/100 in our Smart Analysis, earning a F grade. Out of 9 metrics analyzed, 1 register as strengths (avg 10.0/10) while 8 fall into concern territory (avg 3.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book. Valuation metrics including Price/Book (0.63) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Profit Margin. Some valuation metrics including Price/Sales (2.18) suggest expensive pricing. Growth concerns include Revenue Growth at 8.80%, EPS Growth at -81.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 0.21%, Operating Margin at 11.10%, Profit Margin at 1.69%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 0.21% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 8.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. EPS Growth and Return on Equity are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BYFC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BYFC's Price-to-Sales ratio of 2.18x trades 82% above its historical average of 1.2x (78th percentile), historically expensive. The current valuation is 44% below its historical high of 3.9x set in Nov 2006, and 1112% above its historical low of 0.18x in Dec 2012.
WallStSmart Analysis Synopsis
Data-driven financial summary for Broadway Financial Corporation (BYFC) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Broadway Financial Corporation is a mature, profitable business with steady cash generation. Revenue reached 33M with 9% growth year-over-year. Profit margins are strong at 169.0%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 21.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 4M in free cash flow and 4M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Broadway Financial Corporation.
Bottom Line
Broadway Financial Corporation is a well-established business delivering consistent profitability with 169.0% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(13 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:23:13 AM
About Broadway Financial Corporation(BYFC)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Broadway Financial Corporation is the holding company of Broadway Federal Bank, fsb offering various banking products and services in the United States. The company is headquartered in Los Angeles, California.