CrossFirst Bankshares Inc (CFB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
CrossFirst Bankshares Inc stock (CFB) is currently trading at $15.99. CrossFirst Bankshares Inc PE ratio is 10.25. CrossFirst Bankshares Inc PS ratio (Price-to-Sales) is 3.15. Analyst consensus price target for CFB is $19.00. WallStSmart rates CFB as Moderate Buy.
- CFB PE ratio analysis and historical PE chart
- CFB PS ratio (Price-to-Sales) history and trend
- CFB intrinsic value — DCF, Graham Number, EPV models
- CFB stock price prediction 2025 2026 2027 2028 2029 2030
- CFB fair value vs current price
- CFB insider transactions and insider buying
- Is CFB undervalued or overvalued?
- CrossFirst Bankshares Inc financial analysis — revenue, earnings, cash flow
- CFB Piotroski F-Score and Altman Z-Score
- CFB analyst price target and Smart Rating
CrossFirst Bankshares Inc
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CFB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · CrossFirst Bankshares Inc (CFB)
CFB trades at a significant discount to its Graham intrinsic value of $73.01, offering a 78% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
CrossFirst Bankshares Inc (CFB) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
CrossFirst Bankshares Inc (CFB) Key Strengths (5)
Keeps $49 of every $100 in revenue after operating costs
Keeps $31 of every $100 in revenue as net profit
Trading at 1.02x book value, attractively priced
Strong earnings growth at 27.40% per year
62.12% held by institutions, strong professional interest
Supporting Valuation Data
CrossFirst Bankshares Inc (CFB) Areas to Watch (4)
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Revenue is fairly priced at 3.15x sales
Solid revenue growth at 13.90% per year
CrossFirst Bankshares Inc (CFB) Detailed Analysis Report
Overall Assessment
This company scores 66/100 in our Smart Analysis, earning a B- grade. Out of 9 metrics analyzed, 5 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 5.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Price/Book. Valuation metrics including Price/Book (1.02) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 48.60%, Profit Margin at 31.30%. Growth metrics are encouraging with EPS Growth at 27.40%.
The Bear Case
The primary concerns are Market Cap, Return on Equity, Price/Sales. Some valuation metrics including Price/Sales (3.15) suggest expensive pricing. Growth concerns include Revenue Growth at 13.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.60% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 13.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (Market Cap, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
CFB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
CFB's Price-to-Sales ratio of 3.15x trades at a deep discount to its historical average of 1150.15x (18th percentile). The current valuation is 100% below its historical high of 9255.69x set in Feb 2023, and 22% above its historical low of 2.57x in Mar 2020.
WallStSmart Analysis Synopsis
Data-driven financial summary for CrossFirst Bankshares Inc (CFB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
CrossFirst Bankshares Inc is a mature, profitable business with steady cash generation. Revenue reached 251M with 14% growth year-over-year. Profit margins are strong at 31.3%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1060.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 31.3% and operating margin of 48.6% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact CrossFirst Bankshares Inc.
Bottom Line
CrossFirst Bankshares Inc is a well-established business delivering consistent profitability with 31.3% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About CrossFirst Bankshares Inc(CFB)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
CrossFirst Bankshares, Inc. is the banking holding company for CrossFirst Bank providing various banking and financial services to businesses, business owners, professionals, and their personal networks. The company is headquartered in Leawood, Kansas.