Grupo Cibest S.A. (CIB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Grupo Cibest S.A. stock (CIB) is currently trading at $72.95. Grupo Cibest S.A. PE ratio is 9.25. Grupo Cibest S.A. PS ratio (Price-to-Sales) is 2.21. Analyst consensus price target for CIB is $62.23. WallStSmart rates CIB as Hold.
- CIB PE ratio analysis and historical PE chart
- CIB PS ratio (Price-to-Sales) history and trend
- CIB intrinsic value — DCF, Graham Number, EPV models
- CIB stock price prediction 2025 2026 2027 2028 2029 2030
- CIB fair value vs current price
- CIB insider transactions and insider buying
- Is CIB undervalued or overvalued?
- Grupo Cibest S.A. financial analysis — revenue, earnings, cash flow
- CIB Piotroski F-Score and Altman Z-Score
- CIB analyst price target and Smart Rating
Grupo Cibest S.A.
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CIB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Grupo Cibest S.A. (CIB)
CIB trades at a significant discount to its Graham intrinsic value of $359.89, offering a 78% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Grupo Cibest S.A. (CIB) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, price/book. Concerns around revenue growth. Fundamentals are solid but monitor weak areas for improvement.
Grupo Cibest S.A. (CIB) Key Strengths (6)
Growing significantly faster than its price suggests
Earnings per share surging 43.90% year-over-year
Large-cap company with substantial market presence
Trading at 1.56x book value, attractively priced
Strong profitability: $16 kept per $100 revenue
Solid profitability: $16 profit per $100 equity
Supporting Valuation Data
Grupo Cibest S.A. (CIB) Areas to Watch (3)
Revenue declining -0.20%, a shrinking business
Low institutional interest, mostly retail-driven
Revenue is fairly priced at 2.21x sales
Supporting Valuation Data
Grupo Cibest S.A. (CIB) Detailed Analysis Report
Overall Assessment
This company scores 62/100 in our Smart Analysis, earning a C+ grade. Out of 9 metrics analyzed, 6 register as strengths (avg 8.7/10) while 3 fall into concern territory (avg 3.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, EPS Growth, Market Cap. Valuation metrics including PEG Ratio (0.43), Price/Book (1.56) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 16.20%, Profit Margin at 16.20%. Growth metrics are encouraging with EPS Growth at 43.90%.
The Bear Case
The primary concerns are Revenue Growth, Institutional Own., Price/Sales. Some valuation metrics including Price/Sales (2.21) suggest expensive pricing. Growth concerns include Revenue Growth at -0.20%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.20% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at -0.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, EPS Growth) and negatives (Revenue Growth, Institutional Own.). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
CIB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
CIB's Price-to-Sales ratio of 2.21x trades 2351% above its historical average of 0.09x (98th percentile), historically expensive. The current valuation is 1% below its historical high of 2.23x set in Mar 2026, and Infinity% above its historical low of 0x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Grupo Cibest S.A. (CIB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Grupo Cibest S.A. faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 24.7T with 20% decline year-over-year. Profit margins of 16.2% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1620.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Revenue contracted 20% YoY. Worth determining whether this is cyclical or structural.
Free cash flow is -1.9T, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 6.9%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Grupo Cibest S.A..
Bottom Line
Grupo Cibest S.A. faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Grupo Cibest S.A.(CIB)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Bancolombia SA offers various banking products and services to individual and corporate clients in Colombia, Panama, Puerto Rico, El Salvador, Costa Rica and Guatemala. The company is headquartered in Medelln, Colombia.