Catalyst Bancorp Inc (CLST) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Catalyst Bancorp Inc stock (CLST) is currently trading at $16.56. Catalyst Bancorp Inc PE ratio is 29.61. Catalyst Bancorp Inc PS ratio (Price-to-Sales) is 6.03. WallStSmart rates CLST as Sell.
- CLST PE ratio analysis and historical PE chart
- CLST PS ratio (Price-to-Sales) history and trend
- CLST intrinsic value — DCF, Graham Number, EPV models
- CLST stock price prediction 2025 2026 2027 2028 2029 2030
- CLST fair value vs current price
- CLST insider transactions and insider buying
- Is CLST undervalued or overvalued?
- Catalyst Bancorp Inc financial analysis — revenue, earnings, cash flow
- CLST Piotroski F-Score and Altman Z-Score
- CLST analyst price target and Smart Rating
Catalyst Bancorp Inc
📊 No data available
Try selecting a different time range
CLST Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Catalyst Bancorp Inc (CLST)
CLST trades 320% above its Graham fair value of $3.81, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Catalyst Bancorp Inc (CLST) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around market cap and return on equity. Mixed signals suggest waiting for clearer direction before acting.
Catalyst Bancorp Inc (CLST) Key Strengths (3)
Trading below book value, meaning the market prices it less than net assets
Strong operational efficiency: $21 kept per $100 revenue
Strong profitability: $18 kept per $100 revenue
Catalyst Bancorp Inc (CLST) Areas to Watch (6)
Revenue declining -1.30%, a shrinking business
Earnings declining -18.80%, profits shrinking
Very low returns on shareholder equity
Micro-cap company with very limited liquidity and high volatility
Premium valuation at 6.0x annual revenue
Low institutional interest, mostly retail-driven
Supporting Valuation Data
Catalyst Bancorp Inc (CLST) Detailed Analysis Report
Overall Assessment
This company scores 40/100 in our Smart Analysis, earning a F grade. Out of 9 metrics analyzed, 3 register as strengths (avg 8.7/10) while 6 fall into concern territory (avg 2.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, Operating Margin, Profit Margin. Valuation metrics including Price/Book (0.82) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 20.50%, Profit Margin at 18.10%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Some valuation metrics including Price/Sales (6.03) suggest expensive pricing. Growth concerns include Revenue Growth at -1.30%, EPS Growth at -18.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 2.53%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 2.53% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -1.30% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
CLST Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
CLST's Price-to-Sales ratio of 6.03x trades at a 16% premium to its historical average of 5.19x (90th percentile). The current valuation is 6% below its historical high of 6.41x set in Dec 2025, and 46% above its historical low of 4.13x in Jan 2026. Over the past 12 months, the PS ratio has expanded from ~4.8x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Catalyst Bancorp Inc (CLST) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Catalyst Bancorp Inc faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 11M with 130% decline year-over-year. Profit margins of 18.1% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 253.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Debt-to-equity ratio of 0.18 indicates a conservative balance sheet.
Revenue contracted 130% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Catalyst Bancorp Inc.
Bottom Line
Catalyst Bancorp Inc faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(0 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:21:35 AM
About Catalyst Bancorp Inc(CLST)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Catalyst Bancorp, Inc. is focused on operating as a holding company of the St Landry Homestead Federal Savings Bank providing various banking services to individual and corporate clients in Louisiana. The company is headquartered in Opelousas, Louisiana.