Canadian Imperial Bank Of Commerce (CM) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Canadian Imperial Bank Of Commerce stock (CM) is currently trading at $96.66. Canadian Imperial Bank Of Commerce PE ratio is 13.49. Canadian Imperial Bank Of Commerce PS ratio (Price-to-Sales) is 3.11. Analyst consensus price target for CM is $102.67. WallStSmart rates CM as Moderate Buy.
- CM PE ratio analysis and historical PE chart
- CM PS ratio (Price-to-Sales) history and trend
- CM intrinsic value — DCF, Graham Number, EPV models
- CM stock price prediction 2025 2026 2027 2028 2029 2030
- CM fair value vs current price
- CM insider transactions and insider buying
- Is CM undervalued or overvalued?
- Canadian Imperial Bank Of Commerce financial analysis — revenue, earnings, cash flow
- CM Piotroski F-Score and Altman Z-Score
- CM analyst price target and Smart Rating
Canadian Imperial Bank Of Commerce
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CM Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Canadian Imperial Bank Of Commerce (CM)
CM trades at a significant discount to its Graham intrinsic value of $327.13, offering a 70% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Canadian Imperial Bank Of Commerce (CM) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Canadian Imperial Bank Of Commerce (CM) Key Strengths (5)
Keeps $45 of every $100 in revenue after operating costs
Earnings per share surging 46.60% year-over-year
Keeps $34 of every $100 in revenue as net profit
Large-cap company with substantial market presence
52.99% held by institutions, strong professional interest
Supporting Valuation Data
Canadian Imperial Bank Of Commerce (CM) Areas to Watch (5)
Paying a premium for growth, expensive relative to earnings expansion
Moderate profitability with room for improvement
Revenue is fairly priced at 3.11x sales
Fairly priced relative to book value
Solid revenue growth at 16.70% per year
Supporting Valuation Data
Canadian Imperial Bank Of Commerce (CM) Detailed Analysis Report
Overall Assessment
This company scores 73/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.4/10) while 5 fall into concern territory (avg 5.4/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Profitability is solid with Operating Margin at 44.70%, Profit Margin at 33.50%. Growth metrics are encouraging with EPS Growth at 46.60%.
The Bear Case
The primary concerns are PEG Ratio, Return on Equity, Price/Sales. Some valuation metrics including PEG Ratio (2.87), Price/Sales (3.11), Price/Book (2.06) suggest expensive pricing. Growth concerns include Revenue Growth at 16.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 14.70%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 14.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 16.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is PEG Ratio, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
CM Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
CM's Price-to-Sales ratio of 3.11x sits near its historical average of 3.41x (26th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 31% below its historical high of 4.49x set in Apr 2011, and 64% above its historical low of 1.89x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Canadian Imperial Bank Of Commerce (CM) · FINANCIAL SERVICES › BANKS - DIVERSIFIED
The Big Picture
Canadian Imperial Bank Of Commerce is a strong growth company balancing expansion with improving profitability. Revenue reached 27.9B with 17% growth year-over-year. Profit margins are strong at 33.5%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 33.5% and operating margin of 44.7% demonstrate strong pricing power and operational efficiency.
Free cash flow is -2.5B, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Debt-to-equity ratio of 5.55 is elevated. High leverage amplifies both gains and losses and increases financial risk.
What to Watch Next
Dividend sustainability with a current yield of 4.2%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 355.8B is significantly higher than cash (55.7B). Monitor refinancing risk.
Sector dynamics: monitor BANKS - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact Canadian Imperial Bank Of Commerce.
Bottom Line
Canadian Imperial Bank Of Commerce offers an attractive blend of growth (17% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Canadian Imperial Bank Of Commerce(CM)
NYSE
FINANCIAL SERVICES
BANKS - DIVERSIFIED
USA
Canadian Imperial Bank of Commerce, a diversified financial institution, offers a variety of financial products and services to personal, commercial, public sector, and institutional clients in Canada, the United States, and internationally. The company is headquartered in Toronto, Canada.