Dlocal Ltd (DLO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Dlocal Ltd stock (DLO) is currently trading at $13.02. Dlocal Ltd PE ratio is 19.88. Dlocal Ltd PS ratio (Price-to-Sales) is 3.48. Analyst consensus price target for DLO is $17.65. WallStSmart rates DLO as Moderate Buy.
- DLO PE ratio analysis and historical PE chart
- DLO PS ratio (Price-to-Sales) history and trend
- DLO intrinsic value — DCF, Graham Number, EPV models
- DLO stock price prediction 2025 2026 2027 2028 2029 2030
- DLO fair value vs current price
- DLO insider transactions and insider buying
- Is DLO undervalued or overvalued?
- Dlocal Ltd financial analysis — revenue, earnings, cash flow
- DLO Piotroski F-Score and Altman Z-Score
- DLO analyst price target and Smart Rating
Dlocal
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DLO Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Dlocal Ltd (DLO)
DLO trades at a significant discount to its Graham intrinsic value of $30.42, offering a 58% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Dlocal Ltd (DLO) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, revenue growth, eps growth. Concerns around price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Dlocal Ltd (DLO) Key Strengths (6)
Every $100 of shareholder equity generates $37 in profit
Revenue surging 65.20% year-over-year
Earnings per share surging 92.50% year-over-year
Strong profitability: $18 kept per $100 revenue
61.52% held by institutions, strong professional interest
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Dlocal Ltd (DLO) Areas to Watch (3)
Very expensive at 7.1x book value
Decent operational efficiency, solid but not exceptional
Revenue is fairly priced at 3.48x sales
Dlocal Ltd (DLO) Detailed Analysis Report
Overall Assessment
This company scores 65/100 in our Smart Analysis, earning a B- grade. Out of 9 metrics analyzed, 6 register as strengths (avg 8.8/10) while 3 fall into concern territory (avg 4.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Return on Equity, Revenue Growth, EPS Growth. Profitability is solid with Return on Equity at 37.20%, Profit Margin at 18.00%. Growth metrics are encouraging with Revenue Growth at 65.20%, EPS Growth at 92.50%.
The Bear Case
The primary concerns are Price/Book, Operating Margin, Price/Sales. Some valuation metrics including Price/Sales (3.48), Price/Book (7.09) suggest expensive pricing. Profitability pressure is visible in Operating Margin at 18.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Book improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 37.20% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 65.20% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Return on Equity, Revenue Growth) and negatives (Price/Book, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
DLO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
DLO's Price-to-Sales ratio of 3.48x trades at a deep discount to its historical average of 13.9x (36th percentile). The current valuation is 97% below its historical high of 107.11x set in Aug 2021, and 88% above its historical low of 1.85x in Mar 2025. Over the past 12 months, the PS ratio has expanded from ~1.9x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Dlocal Ltd (DLO) · TECHNOLOGY › SOFTWARE - INFRASTRUCTURE
The Big Picture
Dlocal Ltd is a strong growth company balancing expansion with improving profitability. Revenue reached 1.1B with 65% growth year-over-year. Profit margins of 18.0% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 65% YoY, reaching 1.1B. This pace significantly outperforms most SOFTWARE - INFRASTRUCTURE peers.
ROE of 37.2% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Dlocal Ltd maintain 65%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive moves, and regulatory changes that could impact Dlocal Ltd.
Bottom Line
Dlocal Ltd offers an attractive blend of growth (65% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 10:05:33 AM
About Dlocal Ltd(DLO)
NASDAQ
TECHNOLOGY
SOFTWARE - INFRASTRUCTURE
USA
DLocal Limited operates a worldwide payments platform. The company is headquartered in Montevideo, Uruguay.