Enterprise Financial Services (EFSC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Enterprise Financial Services stock (EFSC) is currently trading at $54.32. Enterprise Financial Services PE ratio is 10.20. Enterprise Financial Services PS ratio (Price-to-Sales) is 2.98. Analyst consensus price target for EFSC is $66.25. WallStSmart rates EFSC as Buy.
- EFSC PE ratio analysis and historical PE chart
- EFSC PS ratio (Price-to-Sales) history and trend
- EFSC intrinsic value — DCF, Graham Number, EPV models
- EFSC stock price prediction 2025 2026 2027 2028 2029 2030
- EFSC fair value vs current price
- EFSC insider transactions and insider buying
- Is EFSC undervalued or overvalued?
- Enterprise Financial Services financial analysis — revenue, earnings, cash flow
- EFSC Piotroski F-Score and Altman Z-Score
- EFSC analyst price target and Smart Rating
Enterprise Financial Services
📊 No data available
Try selecting a different time range
EFSC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Enterprise Financial Services (EFSC)
EFSC trades at a significant discount to its Graham intrinsic value of $149.10, offering a 60% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Enterprise Financial Services (EFSC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Enterprise Financial Services (EFSC) Key Strengths (6)
Keeps $41 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $30 of every $100 in revenue as net profit
83.56% of shares held by major funds and institutions
Good growth relative to its price
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Enterprise Financial Services (EFSC) Areas to Watch (4)
Moderate profitability with room for improvement
Revenue is fairly priced at 2.98x sales
Solid revenue growth at 17.50% per year
Solid earnings growth at 13.30%
Enterprise Financial Services (EFSC) Detailed Analysis Report
Overall Assessment
This company scores 78/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.2/10) while 4 fall into concern territory (avg 5.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including PEG Ratio (1.23), Price/Book (0.99) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 40.60%, Profit Margin at 29.90%.
The Bear Case
The primary concerns are Return on Equity, Price/Sales, Revenue Growth. Some valuation metrics including Price/Sales (2.98) suggest expensive pricing. Growth concerns include Revenue Growth at 17.50%, EPS Growth at 13.30%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.40%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 17.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
EFSC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
EFSC's Price-to-Sales ratio of 2.98x trades 46% below its historical average of 5.5x (18th percentile). The current valuation is 81% below its historical high of 16x set in Oct 2006, and 54% above its historical low of 1.93x in Nov 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Enterprise Financial Services (EFSC) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Enterprise Financial Services is a strong growth company balancing expansion with improving profitability. Revenue reached 674M with 18% growth year-over-year. Profit margins are strong at 29.9%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1040.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 29.9% and operating margin of 40.6% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Enterprise Financial Services.
Bottom Line
Enterprise Financial Services offers an attractive blend of growth (18% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(81 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:22:26 AM
About Enterprise Financial Services(EFSC)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Enterprise Financial Services Corp is the financial holding company of Enterprise Bank & Trust offering banking and wealth management services to individual and corporate clients. The company is headquartered in Clayton, Missouri.