Equifax Inc (EFX) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Equifax Inc stock (EFX) is currently trading at $172.55. Equifax Inc PE ratio is 31.86. Equifax Inc PS ratio (Price-to-Sales) is 3.42. Analyst consensus price target for EFX is $237.35. WallStSmart rates EFX as Hold.
- EFX PE ratio analysis and historical PE chart
- EFX PS ratio (Price-to-Sales) history and trend
- EFX intrinsic value — DCF, Graham Number, EPV models
- EFX stock price prediction 2025 2026 2027 2028 2029 2030
- EFX fair value vs current price
- EFX insider transactions and insider buying
- Is EFX undervalued or overvalued?
- Equifax Inc financial analysis — revenue, earnings, cash flow
- EFX Piotroski F-Score and Altman Z-Score
- EFX analyst price target and Smart Rating
Equifax Inc
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EFX Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Equifax Inc (EFX)
EFX trades 249% above its Graham fair value of $56.60, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Equifax Inc (EFX) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, institutional own.. Concerns around eps growth. Fundamentals are solid but monitor weak areas for improvement.
Equifax Inc (EFX) Key Strengths (3)
Growing significantly faster than its price suggests
98.68% of shares held by major funds and institutions
Large-cap company with substantial market presence
Supporting Valuation Data
Equifax Inc (EFX) Areas to Watch (7)
Earnings barely growing at 2.40%
Premium pricing at 4.7x book value
Modest revenue growth at 9.20%
Moderate profitability with room for improvement
Decent operational efficiency, solid but not exceptional
Revenue is fairly priced at 3.42x sales
Decent profitability, keeps $11 per $100 revenue
Supporting Valuation Data
Equifax Inc (EFX) Detailed Analysis Report
Overall Assessment
This company scores 60/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 3 register as strengths (avg 9.7/10) while 7 fall into concern territory (avg 4.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Institutional Own., Market Cap. Valuation metrics including PEG Ratio (0.81) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, Price/Book, Revenue Growth. Some valuation metrics including Price/Sales (3.42), Price/Book (4.65) suggest expensive pricing. Growth concerns include Revenue Growth at 9.20%, EPS Growth at 2.40%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.80%, Operating Margin at 18.10%, Profit Margin at 10.90%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.80% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 9.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Institutional Own.) and negatives (EPS Growth, Price/Book). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
EFX Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
EFX's Price-to-Sales ratio of 3.42x sits near its historical average of 3.42x (53th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 44% below its historical high of 6.08x set in Sep 2016, and 155% above its historical low of 1.34x in Feb 2009. Over the past 12 months, the PS ratio has compressed from ~4.2x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Equifax Inc (EFX) · INDUSTRIALS › CONSULTING SERVICES
The Big Picture
Equifax Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 6.1B with 9% growth year-over-year. Profit margins of 10.9% are healthy, with room for further expansion as the business scales.
Key Findings
Generating 341M in free cash flow and 471M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Margin expansion: can Equifax Inc push profit margins above 15% as the business scales?
Volatility is elevated with a beta of 1.53, so expect amplified moves relative to the broader market.
Sector dynamics: monitor CONSULTING SERVICES industry trends, competitive moves, and regulatory changes that could impact Equifax Inc.
Bottom Line
Equifax Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Equifax Inc(EFX)
NYSE
INDUSTRIALS
CONSULTING SERVICES
USA
Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.