Eagle Bancorp Inc (EGBN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Eagle Bancorp Inc stock (EGBN) is currently trading at $25.02. Eagle Bancorp Inc PS ratio (Price-to-Sales) is 163.17. Analyst consensus price target for EGBN is $27.62. WallStSmart rates EGBN as Sell.
- EGBN PE ratio analysis and historical PE chart
- EGBN PS ratio (Price-to-Sales) history and trend
- EGBN intrinsic value — DCF, Graham Number, EPV models
- EGBN stock price prediction 2025 2026 2027 2028 2029 2030
- EGBN fair value vs current price
- EGBN insider transactions and insider buying
- Is EGBN undervalued or overvalued?
- Eagle Bancorp Inc financial analysis — revenue, earnings, cash flow
- EGBN Piotroski F-Score and Altman Z-Score
- EGBN analyst price target and Smart Rating
Eagle Bancorp Inc
📊 No data available
Try selecting a different time range
Smart Analysis
Eagle Bancorp Inc (EGBN) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book, institutional own.. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Eagle Bancorp Inc (EGBN) Key Strengths (2)
Trading below book value, meaning the market prices it less than net assets
84.06% of shares held by major funds and institutions
Supporting Valuation Data
Eagle Bancorp Inc (EGBN) Areas to Watch (7)
Company is destroying shareholder value
Earnings declining -50.80%, profits shrinking
Near-zero operating margins, business under pressure
Very expensive at 163.2x annual revenue
Revenue growing slowly at 0.80% annually
Small-cap company with higher risk but more growth potential
Growth is fairly priced, not cheap, not expensive
Supporting Valuation Data
Eagle Bancorp Inc (EGBN) Detailed Analysis Report
Overall Assessment
This company scores 35/100 in our Smart Analysis, earning a F grade. Out of 9 metrics analyzed, 2 register as strengths (avg 10.0/10) while 7 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, Institutional Own.. Valuation metrics including Price/Book (0.65) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Return on Equity, EPS Growth, Operating Margin. Some valuation metrics including PEG Ratio (1.71), Price/Sales (163.17) suggest expensive pricing. Growth concerns include Revenue Growth at 0.80%, EPS Growth at -50.80%, which may limit upside. Profitability pressure is visible in Return on Equity at -11.70%, Operating Margin at 4.16%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -11.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 0.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
EGBN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
EGBN's Price-to-Sales ratio of 163.17x trades 1147% above its historical average of 13.08x (95th percentile), historically expensive. The current valuation is 19% below its historical high of 201.23x set in Feb 2026, and 6873% above its historical low of 2.34x in Feb 2009. Over the past 12 months, the PS ratio has compressed from ~201.2x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Eagle Bancorp Inc (EGBN) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Eagle Bancorp Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 4M with 80% growth year-over-year. The company is currently unprofitable, posting a 0.0% profit margin.
Key Findings
Revenue growing at 80% YoY, reaching 4M. This pace significantly outperforms most BANKS - REGIONAL peers.
Debt-to-equity ratio of 0.13 indicates a conservative balance sheet.
Free cash flow is -35M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Earnings fell 51% YoY while revenue grew 80%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can Eagle Bancorp Inc maintain 80%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 144.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Eagle Bancorp Inc.
Bottom Line
Eagle Bancorp Inc is a high-conviction growth story with revenue accelerating at 80% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 0.0% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Loading insider activity...
About Eagle Bancorp Inc(EGBN)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Eagle Bancorp, Inc. is EagleBank's banking holding company providing consumer and commercial banking services primarily in the United States. The company is headquartered in Bethesda, Maryland.