Equity Bancshares, Inc. (EQBK) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Equity Bancshares, Inc. stock (EQBK) is currently trading at $43.74. Equity Bancshares, Inc. PE ratio is 34.89. Equity Bancshares, Inc. PS ratio (Price-to-Sales) is 4.52. Analyst consensus price target for EQBK is $53.00. WallStSmart rates EQBK as Underperform.
- EQBK PE ratio analysis and historical PE chart
- EQBK PS ratio (Price-to-Sales) history and trend
- EQBK intrinsic value — DCF, Graham Number, EPV models
- EQBK stock price prediction 2025 2026 2027 2028 2029 2030
- EQBK fair value vs current price
- EQBK insider transactions and insider buying
- Is EQBK undervalued or overvalued?
- Equity Bancshares, Inc. financial analysis — revenue, earnings, cash flow
- EQBK Piotroski F-Score and Altman Z-Score
- EQBK analyst price target and Smart Rating
Equity Bancshares, Inc.
📊 No data available
Try selecting a different time range
EQBK Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Equity Bancshares, Inc. (EQBK)
EQBK trades 78% above its Graham fair value of $25.88, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Equity Bancshares, Inc. (EQBK) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around return on equity. Fundamentals are solid but monitor weak areas for improvement.
Equity Bancshares, Inc. (EQBK) Key Strengths (4)
Keeps $41 of every $100 in revenue after operating costs
Trading at 1.23x book value, attractively priced
Strong revenue growth at 26.00% annually
64.61% held by institutions, strong professional interest
Supporting Valuation Data
Equity Bancshares, Inc. (EQBK) Areas to Watch (5)
Very low returns on shareholder equity
Premium valuation at 4.5x annual revenue
Modest earnings growth at 8.90%
Small-cap company with higher risk but more growth potential
Decent profitability, keeps $11 per $100 revenue
Supporting Valuation Data
Equity Bancshares, Inc. (EQBK) Detailed Analysis Report
Overall Assessment
This company scores 54/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 4 register as strengths (avg 8.5/10) while 5 fall into concern territory (avg 4.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (1.23) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 41.10%. Growth metrics are encouraging with Revenue Growth at 26.00%.
The Bear Case
The primary concerns are Return on Equity, Price/Sales, EPS Growth. Some valuation metrics including Price/Sales (4.52) suggest expensive pricing. Growth concerns include EPS Growth at 8.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 3.43%, Profit Margin at 11.30%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 3.43% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 26.00% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Return on Equity, Price/Sales). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
EQBK Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
EQBK's Price-to-Sales ratio of 4.52x sits near its historical average of 4.72x (65th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 61% below its historical high of 11.62x set in Dec 2016, and 199% above its historical low of 1.51x in Jul 2020. Over the past 12 months, the PS ratio has expanded from ~2.6x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Equity Bancshares, Inc. (EQBK) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Equity Bancshares, Inc. is a strong growth company balancing expansion with improving profitability. Revenue reached 201M with 26% growth year-over-year. Profit margins of 11.3% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 26% YoY, reaching 201M. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 3.4% suggests the company isn't efficiently converting equity into profits.
Free cash flow is -12M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can Equity Bancshares, Inc. push profit margins above 15% as the business scales?
Growth sustainability: can Equity Bancshares, Inc. maintain 26%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Equity Bancshares, Inc..
Bottom Line
Equity Bancshares, Inc. offers an attractive blend of growth (26% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(47 last 3 months)
| Insider | Type | Shares |
|---|---|---|
BORCK, LEON Director | Buy | +85,000 |
| Insider | Type | Shares |
|---|---|---|
SEMS, RICHARD M Chief Executive Officer, Bank | Buy | +110 |
| Insider | Type | Shares |
|---|---|---|
SLUPKOWSKI, KRZYSZTOF Chief Credit Officer | Sell | -79 |
| Insider | Type | Shares |
|---|---|---|
SLUPKOWSKI, KRZYSZTOF Chief Credit Officer | Sell | -55 |
Data sourced from SEC Form 4 filings
Last updated: 10:12:56 AM
About Equity Bancshares, Inc.(EQBK)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Equity Bancshares, Inc. is Equity Bank's banking holding company providing a range of banking, mortgage banking and financial services to individual and corporate clients. The company is headquartered in Wichita, Kansas.