Evertec Inc (EVTC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Evertec Inc stock (EVTC) is currently trading at $27.88. Evertec Inc PE ratio is 12.66. Evertec Inc PS ratio (Price-to-Sales) is 1.91. Analyst consensus price target for EVTC is $32.60. WallStSmart rates EVTC as Hold.
- EVTC PE ratio analysis and historical PE chart
- EVTC PS ratio (Price-to-Sales) history and trend
- EVTC intrinsic value — DCF, Graham Number, EPV models
- EVTC stock price prediction 2025 2026 2027 2028 2029 2030
- EVTC fair value vs current price
- EVTC insider transactions and insider buying
- Is EVTC undervalued or overvalued?
- Evertec Inc financial analysis — revenue, earnings, cash flow
- EVTC Piotroski F-Score and Altman Z-Score
- EVTC analyst price target and Smart Rating
Evertec Inc
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EVTC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Evertec Inc (EVTC)
EVTC trades 75% above its Graham fair value of $14.96, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Evertec Inc (EVTC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, price/sales, profit margin. Concerns around eps growth. Fundamentals are solid but monitor weak areas for improvement.
Evertec Inc (EVTC) Key Strengths (4)
102.81% of shares held by major funds and institutions
Every $100 of equity generates $23 in profit
Paying $1.91 for every $1 of annual revenue
Strong profitability: $15 kept per $100 revenue
Supporting Valuation Data
Evertec Inc (EVTC) Areas to Watch (6)
Earnings declining -9.90%, profits shrinking
Paying a premium for growth, expensive relative to earnings expansion
Small-cap company with higher risk but more growth potential
Decent operational efficiency, solid but not exceptional
Fairly priced relative to book value
Solid revenue growth at 13.10% per year
Evertec Inc (EVTC) Detailed Analysis Report
Overall Assessment
This company scores 62/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 4 register as strengths (avg 8.8/10) while 6 fall into concern territory (avg 4.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Institutional Own., Return on Equity, Price/Sales. Valuation metrics including Price/Sales (1.91) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 23.40%, Profit Margin at 15.20%.
The Bear Case
The primary concerns are EPS Growth, PEG Ratio, Market Cap. Some valuation metrics including PEG Ratio (2.14), Price/Book (2.77) suggest expensive pricing. Growth concerns include Revenue Growth at 13.10%, EPS Growth at -9.90%, which may limit upside. Profitability pressure is visible in Operating Margin at 17.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 23.40% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 13.10% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Institutional Own., Return on Equity) and negatives (EPS Growth, PEG Ratio). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
EVTC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
EVTC's Price-to-Sales ratio of 1.91x trades 47% below its historical average of 3.6x (0th percentile). The current valuation is 67% below its historical high of 5.87x set in Sep 2021, and 0% above its historical low of 1.91x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~2.8x as trailing revenue scaled faster than the stock price.
Compare EVTC with Competitors
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Data-driven financial summary for Evertec Inc (EVTC) · TECHNOLOGY › SOFTWARE - INFRASTRUCTURE
The Big Picture
Evertec Inc is a mature, profitable business with steady cash generation. Revenue reached 932M with 13% growth year-over-year. Profit margins of 15.2% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 2340.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 71M in free cash flow and 77M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 71.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive moves, and regulatory changes that could impact Evertec Inc.
Bottom Line
Evertec Inc is a well-established business delivering consistent profitability with 15.2% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Evertec Inc(EVTC)
NYSE
TECHNOLOGY
SOFTWARE - INFRASTRUCTURE
USA
EVERTEC, Inc. participates in the transaction processing business in Latin America and the Caribbean. The company is headquartered in San Juan, Puerto Rico.