First Community Corporation (FCCO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
First Community Corporation stock (FCCO) is currently trading at $28.52. First Community Corporation PE ratio is 11.23. First Community Corporation PS ratio (Price-to-Sales) is 3.32. Analyst consensus price target for FCCO is $35.33. WallStSmart rates FCCO as Moderate Buy.
- FCCO PE ratio analysis and historical PE chart
- FCCO PS ratio (Price-to-Sales) history and trend
- FCCO intrinsic value — DCF, Graham Number, EPV models
- FCCO stock price prediction 2025 2026 2027 2028 2029 2030
- FCCO fair value vs current price
- FCCO insider transactions and insider buying
- Is FCCO undervalued or overvalued?
- First Community Corporation financial analysis — revenue, earnings, cash flow
- FCCO Piotroski F-Score and Altman Z-Score
- FCCO analyst price target and Smart Rating
First Community Corporation
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FCCO Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · First Community Corporation (FCCO)
FCCO trades at a significant discount to its Graham intrinsic value of $63.43, offering a 53% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
First Community Corporation (FCCO) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around market cap. Overall metrics suggest strong investment potential with favorable risk/reward.
First Community Corporation (FCCO) Key Strengths (4)
Keeps $35 of every $100 in revenue after operating costs
Keeps $25 of every $100 in revenue as net profit
Trading at 1.57x book value, attractively priced
50.79% held by institutions, strong professional interest
Supporting Valuation Data
First Community Corporation (FCCO) Areas to Watch (6)
Micro-cap company with very limited liquidity and high volatility
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 3.32x sales
Solid revenue growth at 17.50% per year
Solid earnings growth at 11.80%
First Community Corporation (FCCO) Detailed Analysis Report
Overall Assessment
This company scores 69/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.0/10) while 6 fall into concern territory (avg 5.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Price/Book. Valuation metrics including Price/Book (1.57) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 35.40%, Profit Margin at 24.60%.
The Bear Case
The primary concerns are Market Cap, Return on Equity, PEG Ratio. Some valuation metrics including PEG Ratio (1.83), Price/Sales (3.32) suggest expensive pricing. Growth concerns include Revenue Growth at 17.50%, EPS Growth at 11.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.30%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.30% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 17.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (Market Cap, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FCCO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FCCO's Price-to-Sales ratio of 3.32x sits near its historical average of 3.27x (50th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 42% below its historical high of 5.76x set in Nov 2017, and 168% above its historical low of 1.24x in Sep 2010.
WallStSmart Analysis Synopsis
Data-driven financial summary for First Community Corporation (FCCO) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
First Community Corporation is a strong growth company balancing expansion with improving profitability. Revenue reached 78M with 18% growth year-over-year. Profit margins are strong at 24.6%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1230.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 24.6% and operating margin of 35.4% demonstrate strong pricing power and operational efficiency.
Free cash flow is -12M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 223.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact First Community Corporation.
Bottom Line
First Community Corporation offers an attractive blend of growth (18% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About First Community Corporation(FCCO)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
First Community Corporation is the banking holding company for First Community Bank, offering various commercial and retail banking products and services to small and medium-sized businesses, professional companies, and individuals. The company is headquartered in Lexington, South Carolina.