First Foundation Inc. (FFWM) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
First Foundation Inc. stock (FFWM) is currently trading at $5.97. First Foundation Inc. PS ratio (Price-to-Sales) is 2.78. Analyst consensus price target for FFWM is $6.75. WallStSmart rates FFWM as Underperform.
- FFWM PE ratio analysis and historical PE chart
- FFWM PS ratio (Price-to-Sales) history and trend
- FFWM intrinsic value — DCF, Graham Number, EPV models
- FFWM stock price prediction 2025 2026 2027 2028 2029 2030
- FFWM fair value vs current price
- FFWM insider transactions and insider buying
- Is FFWM undervalued or overvalued?
- First Foundation Inc. financial analysis — revenue, earnings, cash flow
- FFWM Piotroski F-Score and Altman Z-Score
- FFWM analyst price target and Smart Rating
First Foundation Inc.
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Smart Analysis
First Foundation Inc. (FFWM) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book, revenue growth, eps growth. Concerns around return on equity and operating margin. Fundamentals are solid but monitor weak areas for improvement.
First Foundation Inc. (FFWM) Key Strengths (4)
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 700.00% year-over-year
85.79% of shares held by major funds and institutions
Strong revenue growth at 24.60% annually
First Foundation Inc. (FFWM) Areas to Watch (6)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Paying a premium for growth, expensive relative to earnings expansion
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.78x sales
Supporting Valuation Data
First Foundation Inc. (FFWM) Detailed Analysis Report
Overall Assessment
This company scores 53/100 in our Smart Analysis, earning a C- grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.5/10) while 6 fall into concern territory (avg 2.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, EPS Growth, Institutional Own.. Valuation metrics including Price/Book (0.57) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 24.60%, EPS Growth at 700.00%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including PEG Ratio (2.80), Price/Sales (2.78) suggest expensive pricing. Profitability pressure is visible in Return on Equity at -15.80%, Operating Margin at -14.60%, Profit Margin at -91.00%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -15.80% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 24.60% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Book, EPS Growth) and negatives (Return on Equity, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FFWM Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FFWM's Price-to-Sales ratio of 2.78x trades at a deep discount to its historical average of 8.02x (27th percentile). The current valuation is 90% below its historical high of 27.28x set in Oct 2015, and 251% above its historical low of 0.79x in Jun 2023. Over the past 12 months, the PS ratio has expanded from ~0.9x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for First Foundation Inc. (FFWM) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
First Foundation Inc. is a strong growth company balancing expansion with improving profitability. Revenue reached 170M with 25% growth year-over-year. The company is currently unprofitable, posting a -91.0% profit margin.
Key Findings
The company is unprofitable with a -91.0% profit margin. The path to breakeven will be the key catalyst.
Free cash flow is -29M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can First Foundation Inc. maintain 25%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact First Foundation Inc..
Bottom Line
First Foundation Inc. offers an attractive blend of growth (25% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(3 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:21:54 AM
About First Foundation Inc.(FFWM)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
First Foundation Inc. provides personal banking, commercial banking and private wealth management services in the United States. The company is headquartered in Dallas, Texas.