F&G Annuities & Life Inc. (FG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
F&G Annuities & Life Inc. stock (FG) is currently trading at $24.64. F&G Annuities & Life Inc. PE ratio is 12.91. F&G Annuities & Life Inc. PS ratio (Price-to-Sales) is 0.57. Analyst consensus price target for FG is $29.50. WallStSmart rates FG as Underperform.
- FG PE ratio analysis and historical PE chart
- FG PS ratio (Price-to-Sales) history and trend
- FG intrinsic value — DCF, Graham Number, EPV models
- FG stock price prediction 2025 2026 2027 2028 2029 2030
- FG fair value vs current price
- FG insider transactions and insider buying
- Is FG undervalued or overvalued?
- F&G Annuities & Life Inc. financial analysis — revenue, earnings, cash flow
- FG Piotroski F-Score and Altman Z-Score
- FG analyst price target and Smart Rating
F&G Annuities & Life Inc.
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FG Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · F&G Annuities & Life Inc. (FG)
FG trades 122% above its Graham fair value of $12.78, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
F&G Annuities & Life Inc. (FG) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, institutional own.. Concerns around return on equity and eps growth. Fundamentals are solid but monitor weak areas for improvement.
F&G Annuities & Life Inc. (FG) Key Strengths (4)
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
93.36% of shares held by major funds and institutions
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
F&G Annuities & Life Inc. (FG) Areas to Watch (5)
Earnings declining -64.20%, profits shrinking
Very thin margins, barely profitable
Low profitability relative to shareholder equity
Thin operating margins with cost pressures present
Solid revenue growth at 13.20% per year
F&G Annuities & Life Inc. (FG) Detailed Analysis Report
Overall Assessment
This company scores 53/100 in our Smart Analysis, earning a C- grade. Out of 9 metrics analyzed, 4 register as strengths (avg 9.3/10) while 5 fall into concern territory (avg 3.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Institutional Own.. Valuation metrics including Price/Sales (0.57), Price/Book (0.67) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, Profit Margin, Return on Equity. Growth concerns include Revenue Growth at 13.20%, EPS Growth at -64.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 6.03%, Operating Margin at 11.50%, Profit Margin at 4.62%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 6.03% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 13.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (EPS Growth, Profit Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FG's Price-to-Sales ratio of 0.57x trades 49% below its historical average of 1.12x (15th percentile). The current valuation is 79% below its historical high of 2.77x set in Dec 2023, and 17% above its historical low of 0.49x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~0.9x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for F&G Annuities & Life Inc. (FG) · FINANCIAL SERVICES › INSURANCE - LIFE
The Big Picture
F&G Annuities & Life Inc. operates as a stable business with moderate growth and solid fundamentals. Revenue reached 5.7B with 13% growth year-over-year. Profit margins are thin at 4.6%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Generating 1.5B in free cash flow and 1.5B in operating cash flow. Earnings are translating into actual cash generation.
Earnings fell 64% YoY while revenue grew 13%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Margin expansion: can F&G Annuities & Life Inc. push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 3.9%. Watch payout ratio and free cash flow coverage.
Volatility is elevated with a beta of 1.61, so expect amplified moves relative to the broader market.
Sector dynamics: monitor INSURANCE - LIFE industry trends, competitive moves, and regulatory changes that could impact F&G Annuities & Life Inc. .
Bottom Line
F&G Annuities & Life Inc. offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About F&G Annuities & Life Inc. (FG)
NYSE
FINANCIAL SERVICES
INSURANCE - LIFE
USA
FGL Holdings sells individual life and annuity insurance products in the United States. The company is headquartered in Des Moines, Iowa.