Fifth Third Bancorp (FITB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Fifth Third Bancorp stock (FITB) is currently trading at $45.81. Fifth Third Bancorp PE ratio is 13.03. Fifth Third Bancorp PS ratio (Price-to-Sales) is 4.99. Analyst consensus price target for FITB is $56.76. WallStSmart rates FITB as Moderate Buy.
- FITB PE ratio analysis and historical PE chart
- FITB PS ratio (Price-to-Sales) history and trend
- FITB intrinsic value — DCF, Graham Number, EPV models
- FITB stock price prediction 2025 2026 2027 2028 2029 2030
- FITB fair value vs current price
- FITB insider transactions and insider buying
- Is FITB undervalued or overvalued?
- Fifth Third Bancorp financial analysis — revenue, earnings, cash flow
- FITB Piotroski F-Score and Altman Z-Score
- FITB analyst price target and Smart Rating
Fifth Third Bancorp
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FITB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Fifth Third Bancorp (FITB)
FITB trades at a significant discount to its Graham intrinsic value of $142.05, offering a 62% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Fifth Third Bancorp (FITB) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Fifth Third Bancorp (FITB) Key Strengths (5)
Keeps $41 of every $100 in revenue after operating costs
Keeps $30 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Strong earnings growth at 20.90% per year
69.92% held by institutions, strong professional interest
Supporting Valuation Data
Fifth Third Bancorp (FITB) Areas to Watch (5)
Premium valuation at 5.0x annual revenue
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Fairly priced relative to book value
Solid revenue growth at 11.60% per year
Fifth Third Bancorp (FITB) Detailed Analysis Report
Overall Assessment
This company scores 70/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.0/10) while 5 fall into concern territory (avg 5.4/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Market Cap. Profitability is solid with Operating Margin at 41.10%, Profit Margin at 30.20%. Growth metrics are encouraging with EPS Growth at 20.90%.
The Bear Case
The primary concerns are Price/Sales, Return on Equity, PEG Ratio. Some valuation metrics including PEG Ratio (1.71), Price/Sales (4.99), Price/Book (2.01) suggest expensive pricing. Growth concerns include Revenue Growth at 11.60%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 11.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Profit Margin makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FITB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FITB's Price-to-Sales ratio of 4.99x trades 115% above its historical average of 2.32x (98th percentile), historically expensive. The current valuation is 5% below its historical high of 5.26x set in Mar 2026, and 2669% above its historical low of 0.18x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Fifth Third Bancorp (FITB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Fifth Third Bancorp is a mature, profitable business with steady cash generation. Revenue reached 8.4B with 12% growth year-over-year. Profit margins are strong at 30.2%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1220.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 30.2% and operating margin of 41.1% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Dividend sustainability with a current yield of 3.4%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Fifth Third Bancorp.
Bottom Line
Fifth Third Bancorp is a well-established business delivering consistent profitability with 30.2% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(99 last 3 months)
| Insider | Type | Shares |
|---|---|---|
ALMODOVAR, PRISCILLA Director | Buy | +848 |
Data sourced from SEC Form 4 filings
Last updated: 8:24:29 AM
About Fifth Third Bancorp(FITB)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Fifth Third Bank is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a diversified bank holding company.