Fifth Third Bancorp (FITBI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Fifth Third Bancorp stock (FITBI) is currently trading at $25.67. Fifth Third Bancorp PE ratio is 7.36. Fifth Third Bancorp PS ratio (Price-to-Sales) is 2.21. WallStSmart rates FITBI as Sell.
- FITBI PE ratio analysis and historical PE chart
- FITBI PS ratio (Price-to-Sales) history and trend
- FITBI intrinsic value — DCF, Graham Number, EPV models
- FITBI stock price prediction 2025 2026 2027 2028 2029 2030
- FITBI fair value vs current price
- FITBI insider transactions and insider buying
- Is FITBI undervalued or overvalued?
- Fifth Third Bancorp financial analysis — revenue, earnings, cash flow
- FITBI Piotroski F-Score and Altman Z-Score
- FITBI analyst price target and Smart Rating
Fifth Third Bancorp
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FITBI Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Fifth Third Bancorp (FITBI)
FITBI trades at a modest 8% premium above its Graham fair value of $23.68. Consider waiting for a pullback.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Fifth Third Bancorp (FITBI) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, profit margin. Concerns around revenue growth and eps growth. Mixed signals suggest waiting for clearer direction before acting.
Fifth Third Bancorp (FITBI) Key Strengths (3)
Keeps $39 of every $100 in revenue after operating costs
Keeps $28 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Supporting Valuation Data
Fifth Third Bancorp (FITBI) Areas to Watch (5)
Revenue declining -1.00%, a shrinking business
Earnings declining -1.20%, profits shrinking
Very low institutional interest at 0.11%
Moderate profitability with room for improvement
Revenue is fairly priced at 2.21x sales
Fifth Third Bancorp (FITBI) Detailed Analysis Report
Overall Assessment
This company scores 41/100 in our Smart Analysis, earning a D grade. Out of 8 metrics analyzed, 3 register as strengths (avg 9.7/10) while 5 fall into concern territory (avg 2.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Market Cap. Profitability is solid with Operating Margin at 38.50%, Profit Margin at 28.40%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Institutional Own.. Some valuation metrics including Price/Sales (2.21) suggest expensive pricing. Growth concerns include Revenue Growth at -1.00%, EPS Growth at -1.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -1.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FITBI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FITBI's Price-to-Sales ratio of 2.21x sits near its historical average of 2.59x (30th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 43% below its historical high of 3.85x set in Mar 2015, and 67% above its historical low of 1.32x in Mar 2025. Over the past 12 months, the PS ratio has expanded from ~1.3x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Fifth Third Bancorp (FITBI) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Fifth Third Bancorp faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 8.1B with 100% decline year-over-year. Profit margins are strong at 28.4%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1250.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 28.4% and operating margin of 38.5% demonstrate strong pricing power and operational efficiency.
Revenue contracted 100% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Dividend sustainability with a current yield of 5.5%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 14.5B is significantly higher than cash (3.5B). Monitor refinancing risk.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Fifth Third Bancorp.
Bottom Line
Fifth Third Bancorp faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Fifth Third Bancorp(FITBI)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Fifth Third Bancorp is a diversified financial services company based in Cincinnati, Ohio, and the indirect parent company of Fifth Third Bank, National Association, a federally chartered institution.