Flywire Corp (FLYW) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Flywire Corp stock (FLYW) is currently trading at $12.40. Flywire Corp PE ratio is 108.27. Flywire Corp PS ratio (Price-to-Sales) is 2.33. Analyst consensus price target for FLYW is $16.38. WallStSmart rates FLYW as Sell.
- FLYW PE ratio analysis and historical PE chart
- FLYW PS ratio (Price-to-Sales) history and trend
- FLYW intrinsic value — DCF, Graham Number, EPV models
- FLYW stock price prediction 2025 2026 2027 2028 2029 2030
- FLYW fair value vs current price
- FLYW insider transactions and insider buying
- Is FLYW undervalued or overvalued?
- Flywire Corp financial analysis — revenue, earnings, cash flow
- FLYW Piotroski F-Score and Altman Z-Score
- FLYW analyst price target and Smart Rating
Flywire Corp
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FLYW Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Flywire Corp (FLYW)
FLYW trades 1384% above its Graham fair value of $0.75, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Flywire Corp (FLYW) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book, revenue growth, institutional own.. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Flywire Corp (FLYW) Key Strengths (3)
Revenue surging 34.00% year-over-year
95.34% of shares held by major funds and institutions
Trading at 1.73x book value, attractively priced
Supporting Valuation Data
Flywire Corp (FLYW) Areas to Watch (6)
Losing money on operations
Earnings declining -23.30%, profits shrinking
Very low returns on shareholder equity
Very thin margins, barely profitable
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.33x sales
Supporting Valuation Data
Flywire Corp (FLYW) Detailed Analysis Report
Overall Assessment
This company scores 42/100 in our Smart Analysis, earning a D grade. Out of 9 metrics analyzed, 3 register as strengths (avg 9.3/10) while 6 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Revenue Growth, Institutional Own., Price/Book. Valuation metrics including Price/Book (1.73) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 34.00%.
The Bear Case
The primary concerns are Operating Margin, EPS Growth, Return on Equity. Some valuation metrics including Price/Sales (2.33) suggest expensive pricing. Growth concerns include EPS Growth at -23.30%, which may limit upside. Profitability pressure is visible in Return on Equity at 1.64%, Operating Margin at -1.04%, Profit Margin at 2.17%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 1.64% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 34.00% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Operating Margin and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FLYW Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FLYW's Price-to-Sales ratio of 2.33x trades at a deep discount to its historical average of 10.99x (2th percentile). The current valuation is 95% below its historical high of 43.29x set in Oct 2021, and 7% above its historical low of 2.18x in Apr 2025.
Compare FLYW with Competitors
Top SOFTWARE - INFRASTRUCTURE stocks by market cap
Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for Flywire Corp (FLYW) · TECHNOLOGY › SOFTWARE - INFRASTRUCTURE
The Big Picture
Flywire Corp is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 623M with 34% growth year-over-year. Profit margins are thin at 2.2%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Revenue growing at 34% YoY, reaching 623M. This pace significantly outperforms most SOFTWARE - INFRASTRUCTURE peers.
Generating 4M in free cash flow and 5M in operating cash flow. Earnings are translating into actual cash generation.
ROE of 1.6% suggests the company isn't efficiently converting equity into profits.
Profit margin at 2.2% is thin. While this is common for high-growth companies, margins need to expand as growth naturally decelerates.
What to Watch Next
Margin expansion: can Flywire Corp push profit margins above 15% as the business scales?
Growth sustainability: can Flywire Corp maintain 34%+ revenue growth, or will competition slow it down?
Valuation compression risk at a P/E of 108.3x. Any growth miss could trigger a sharp correction.
Sector dynamics: monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive moves, and regulatory changes that could impact Flywire Corp.
Bottom Line
Flywire Corp is a high-conviction growth story with revenue accelerating at 34% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 2.2% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Flywire Corp(FLYW)
NASDAQ
TECHNOLOGY
SOFTWARE - INFRASTRUCTURE
USA
Flywire Corporation is a payments enablement and software company in the United States and internationally. The company is headquartered in Boston, Massachusetts.