Primis Financial Corp (FRST) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Primis Financial Corp stock (FRST) is currently trading at $13.25. Primis Financial Corp PE ratio is 5.12. Primis Financial Corp PS ratio (Price-to-Sales) is 1.49. Analyst consensus price target for FRST is $16.00. WallStSmart rates FRST as Buy.
- FRST PE ratio analysis and historical PE chart
- FRST PS ratio (Price-to-Sales) history and trend
- FRST intrinsic value — DCF, Graham Number, EPV models
- FRST stock price prediction 2025 2026 2027 2028 2029 2030
- FRST fair value vs current price
- FRST insider transactions and insider buying
- Is FRST undervalued or overvalued?
- Primis Financial Corp financial analysis — revenue, earnings, cash flow
- FRST Piotroski F-Score and Altman Z-Score
- FRST analyst price target and Smart Rating
Primis Financial Corp
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FRST Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Primis Financial Corp (FRST)
FRST trades at a significant discount to its Graham intrinsic value of $116.53, offering a 88% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Primis Financial Corp (FRST) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Primis Financial Corp (FRST) Key Strengths (7)
Keeps $51 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 1259.00% year-over-year
Earnings per share surging 457.60% year-over-year
Keeps $29 of every $100 in revenue as net profit
88.88% of shares held by major funds and institutions
Paying $1.49 for every $1 of annual revenue
Supporting Valuation Data
Primis Financial Corp (FRST) Areas to Watch (2)
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Primis Financial Corp (FRST) Detailed Analysis Report
Overall Assessment
This company scores 79/100 in our Smart Analysis, earning a B+ grade. Out of 9 metrics analyzed, 7 register as strengths (avg 9.7/10) while 2 fall into concern territory (avg 5.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Sales (1.49), Price/Book (0.74) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 51.40%, Profit Margin at 29.10%. Growth metrics are encouraging with Revenue Growth at 1259.00%, EPS Growth at 457.60%.
The Bear Case
The primary concerns are Market Cap, Return on Equity. Profitability pressure is visible in Return on Equity at 14.70%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 14.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 1259.00% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Market Cap, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FRST Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FRST's Price-to-Sales ratio of 1.49x trades at a deep discount to its historical average of 6.22x (8th percentile). The current valuation is 96% below its historical high of 36.26x set in Jan 2007, and 84% above its historical low of 0.81x in Apr 2025. Over the past 12 months, the PS ratio has expanded from ~1.0x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Primis Financial Corp (FRST) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Primis Financial Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 211M with 1259% growth year-over-year. Profit margins are strong at 29.1%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 1259% YoY, reaching 211M. This pace significantly outperforms most BANKS - REGIONAL peers.
Profit margin of 29.1% and operating margin of 51.4% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Growth sustainability: can Primis Financial Corp maintain 1259%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 3.1%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Primis Financial Corp.
Bottom Line
Primis Financial Corp offers an attractive blend of growth (1259% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(24 last 3 months)
| Insider | Type | Shares |
|---|---|---|
BIAGAS, JOHN FITZGERALD Director | Buy | +1,925 |
| Insider | Type | Shares |
|---|---|---|
BIAGAS, JOHN FITZGERALD Director | Buy | +1,550 |
| Insider | Type | Shares |
|---|---|---|
DIAZ, DEBORAH Director | Buy | +1,050 |
| Insider | Type | Shares |
|---|---|---|
COOK, WILLIAM RAND Director | Buy | +1,770 |
| Insider | Type | Shares |
|---|---|---|
COOK, WILLIAM RAND Director | Buy | +1,410 |
| Insider | Type | Shares |
|---|---|---|
SWITZER, MATTHEW ALAN EVP, CFO | Buy | +2,500 |
Data sourced from SEC Form 4 filings
Last updated: 2:28:54 PM
About Primis Financial Corp(FRST)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Primis Financial Corp. The company is headquartered in McLean, Virginia.