Fulton Financial Corporation (FULT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Fulton Financial Corporation stock (FULT) is currently trading at $20.10. Fulton Financial Corporation PE ratio is 9.43. Fulton Financial Corporation PS ratio (Price-to-Sales) is 2.77. Analyst consensus price target for FULT is $23.25. WallStSmart rates FULT as Moderate Buy.
- FULT PE ratio analysis and historical PE chart
- FULT PS ratio (Price-to-Sales) history and trend
- FULT intrinsic value — DCF, Graham Number, EPV models
- FULT stock price prediction 2025 2026 2027 2028 2029 2030
- FULT fair value vs current price
- FULT insider transactions and insider buying
- Is FULT undervalued or overvalued?
- Fulton Financial Corporation financial analysis — revenue, earnings, cash flow
- FULT Piotroski F-Score and Altman Z-Score
- FULT analyst price target and Smart Rating
Fulton Financial Corporation
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FULT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Fulton Financial Corporation (FULT)
FULT trades at a significant discount to its Graham intrinsic value of $97.34, offering a 77% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Fulton Financial Corporation (FULT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Concerns around revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Fulton Financial Corporation (FULT) Key Strengths (6)
Keeps $39 of every $100 in revenue after operating costs
Earnings per share surging 46.50% year-over-year
Keeps $31 of every $100 in revenue as net profit
80.82% of shares held by major funds and institutions
Trading at 1.07x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Fulton Financial Corporation (FULT) Areas to Watch (4)
Revenue growing slowly at 2.20% annually
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 2.77x sales
Fulton Financial Corporation (FULT) Detailed Analysis Report
Overall Assessment
This company scores 73/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.2/10) while 4 fall into concern territory (avg 4.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, EPS Growth, Profit Margin. Valuation metrics including Price/Book (1.07) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 39.30%, Profit Margin at 30.70%. Growth metrics are encouraging with EPS Growth at 46.50%.
The Bear Case
The primary concerns are Revenue Growth, Return on Equity, PEG Ratio. Some valuation metrics including PEG Ratio (1.54), Price/Sales (2.77) suggest expensive pricing. Growth concerns include Revenue Growth at 2.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.70%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 2.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and EPS Growth makes a compelling case at current levels. The key risk is Revenue Growth, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FULT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FULT's Price-to-Sales ratio of 2.77x sits near its historical average of 2.67x (56th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 37% below its historical high of 4.42x set in Dec 2016, and 185% above its historical low of 0.97x in Jun 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Fulton Financial Corporation (FULT) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Fulton Financial Corporation is a strong growth company balancing expansion with improving profitability. Revenue reached 1.3B with 220% growth year-over-year. Profit margins are strong at 30.7%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 220% YoY, reaching 1.3B. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 1170.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Fulton Financial Corporation maintain 220%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 375.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Fulton Financial Corporation.
Bottom Line
Fulton Financial Corporation offers an attractive blend of growth (220% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(2 last 3 months)
| Insider | Type | Shares |
|---|---|---|
TAYLOR, BERNADETTE M Sr Executive Vice President | Sell | -425 |
| Insider | Type | Shares |
|---|---|---|
WENGER, E PHILIP Director | Sell | -5,000 |
Data sourced from SEC Form 4 filings
Last updated: 8:22:28 AM
About Fulton Financial Corporation(FULT)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Fulton Financial Corporation is a financial holding company that provides banking and financial services to businesses and consumers. The company is headquartered in Lancaster, Pennsylvania.