Globe Life Inc (GL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Globe Life Inc stock (GL) is currently trading at $137.51. Globe Life Inc PE ratio is 9.85. Globe Life Inc PS ratio (Price-to-Sales) is 1.82. Analyst consensus price target for GL is $172.10. WallStSmart rates GL as Moderate Buy.
- GL PE ratio analysis and historical PE chart
- GL PS ratio (Price-to-Sales) history and trend
- GL intrinsic value — DCF, Graham Number, EPV models
- GL stock price prediction 2025 2026 2027 2028 2029 2030
- GL fair value vs current price
- GL insider transactions and insider buying
- Is GL undervalued or overvalued?
- Globe Life Inc financial analysis — revenue, earnings, cash flow
- GL Piotroski F-Score and Altman Z-Score
- GL analyst price target and Smart Rating
Globe Life Inc
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GL Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Globe Life Inc (GL)
GL trades at a significant discount to its Graham intrinsic value of $309.54, offering a 54% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Globe Life Inc (GL) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, return on equity. Concerns around revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Globe Life Inc (GL) Key Strengths (8)
85.81% of shares held by major funds and institutions
Large-cap company with substantial market presence
Every $100 of equity generates $21 in profit
Good growth relative to its price
Strong operational efficiency: $24 kept per $100 revenue
Paying $1.82 for every $1 of annual revenue
Trading at 1.80x book value, attractively priced
Strong profitability: $19 kept per $100 revenue
Supporting Valuation Data
Globe Life Inc (GL) Areas to Watch (2)
Revenue growing slowly at 3.60% annually
Modest earnings growth at 9.50%
Globe Life Inc (GL) Detailed Analysis Report
Overall Assessment
This company scores 73/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 8 register as strengths (avg 8.5/10) while 2 fall into concern territory (avg 3.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Institutional Own., Market Cap, Return on Equity. Valuation metrics including PEG Ratio (1.30), Price/Sales (1.82), Price/Book (1.80) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 20.60%, Operating Margin at 24.20%, Profit Margin at 19.40%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth. Growth concerns include Revenue Growth at 3.60%, EPS Growth at 9.50%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 20.60% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 3.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Institutional Own. and Market Cap makes a compelling case at current levels. The key risk is Revenue Growth, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
GL Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
GL's Price-to-Sales ratio of 1.82x sits near its historical average of 1.88x (14th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 7% below its historical high of 1.96x set in Mar 2026, and 0% above its historical low of 1.82x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Globe Life Inc (GL) · FINANCIAL SERVICES › INSURANCE - LIFE
The Big Picture
Globe Life Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 6.0B with 4% growth year-over-year. Profit margins of 19.4% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 20.6% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 330M in free cash flow and 351M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor INSURANCE - LIFE industry trends, competitive moves, and regulatory changes that could impact Globe Life Inc.
Bottom Line
Globe Life Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Globe Life Inc(GL)
NYSE
FINANCIAL SERVICES
INSURANCE - LIFE
USA
Globe Life is a financial services holding company that operates through its wholly owned subsidiaries providing life insurance, annuity, and supplemental health insurance products. The company is based in McKinney, Texas.