Horizon Technology Finance (HRZN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Horizon Technology Finance stock (HRZN) is currently trading at $4.23. Horizon Technology Finance PS ratio (Price-to-Sales) is 2.04. Analyst consensus price target for HRZN is $5.38. WallStSmart rates HRZN as Underperform.
- HRZN PE ratio analysis and historical PE chart
- HRZN PS ratio (Price-to-Sales) history and trend
- HRZN intrinsic value — DCF, Graham Number, EPV models
- HRZN stock price prediction 2025 2026 2027 2028 2029 2030
- HRZN fair value vs current price
- HRZN insider transactions and insider buying
- Is HRZN undervalued or overvalued?
- Horizon Technology Finance financial analysis — revenue, earnings, cash flow
- HRZN Piotroski F-Score and Altman Z-Score
- HRZN analyst price target and Smart Rating
Horizon Technology Finance
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Smart Analysis
Horizon Technology Finance (HRZN) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Concerns around market cap and return on equity. Mixed signals suggest waiting for clearer direction before acting.
Horizon Technology Finance (HRZN) Key Strengths (3)
Keeps $79 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 241.70% year-over-year
Supporting Valuation Data
Horizon Technology Finance (HRZN) Areas to Watch (7)
Company is destroying shareholder value
Revenue declining -12.20%, a shrinking business
Company is losing money with a negative profit margin
Very low institutional interest at 8.81%
Micro-cap company with very limited liquidity and high volatility
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 2.04x sales
Supporting Valuation Data
Horizon Technology Finance (HRZN) Detailed Analysis Report
Overall Assessment
This company scores 50/100 in our Smart Analysis, earning a D+ grade. Out of 10 metrics analyzed, 3 register as strengths (avg 10.0/10) while 7 fall into concern territory (avg 2.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, EPS Growth. Valuation metrics including Price/Book (0.61) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 78.50%. Growth metrics are encouraging with EPS Growth at 241.70%.
The Bear Case
The primary concerns are Return on Equity, Revenue Growth, Profit Margin. Some valuation metrics including PEG Ratio (1.91), Price/Sales (2.04) suggest expensive pricing. Growth concerns include Revenue Growth at -12.20%, which may limit upside. Profitability pressure is visible in Return on Equity at -0.81%, Profit Margin at -2.77%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -0.81% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -12.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Return on Equity, Revenue Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
HRZN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
HRZN's Price-to-Sales ratio of 2.04x trades at a deep discount to its historical average of 39.25x (1th percentile). The current valuation is 98% below its historical high of 97.24x set in Jan 2013, and 3% above its historical low of 1.98x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~12.9x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Horizon Technology Finance (HRZN) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
Horizon Technology Finance is in a turnaround phase, with management focused on restoring profitability. Revenue reached 96M with 12% decline year-over-year. The company is currently unprofitable, posting a -2.8% profit margin.
Key Findings
Generating 9M in free cash flow and 9M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 12% YoY. Worth determining whether this is cyclical or structural.
The company is unprofitable with a -2.8% profit margin. The path to breakeven will be the key catalyst.
What to Watch Next
Dividend sustainability with a current yield of 30.9%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 424M is significantly higher than cash (128M). Monitor refinancing risk.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact Horizon Technology Finance.
Bottom Line
Horizon Technology Finance is in turnaround mode. The path to profitability remains the critical question. Speculative investors may see opportunity in the recovery story, but conservative investors should wait for consistent positive earnings before committing capital.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(0 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 1:30:22 PM
About Horizon Technology Finance(HRZN)
NASDAQ
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
Horizon Technology Finance (HRZN) is a leading specialty finance company that specializes in providing structured debt solutions to growth-stage, venture capital-backed firms across the technology, life sciences, and sustainability sectors. The company enhances its clients' growth potential through tailored financing options, including both debt capital and equity co-investments, while its disciplined investment strategy focuses on capturing high-quality opportunities with optimal risk-adjusted returns. As a publicly traded entity, HRZN is committed to expanding its portfolio and fostering partnerships with innovative companies that are driving technological advancements and sustainability initiatives.