Hercules Capital Inc (HTGC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Hercules Capital Inc stock (HTGC) is currently trading at $14.18. Hercules Capital Inc PE ratio is 7.64. Hercules Capital Inc PS ratio (Price-to-Sales) is 4.88. Analyst consensus price target for HTGC is $19.81. WallStSmart rates HTGC as Buy.
- HTGC PE ratio analysis and historical PE chart
- HTGC PS ratio (Price-to-Sales) history and trend
- HTGC intrinsic value — DCF, Graham Number, EPV models
- HTGC stock price prediction 2025 2026 2027 2028 2029 2030
- HTGC fair value vs current price
- HTGC insider transactions and insider buying
- Is HTGC undervalued or overvalued?
- Hercules Capital Inc financial analysis — revenue, earnings, cash flow
- HTGC Piotroski F-Score and Altman Z-Score
- HTGC analyst price target and Smart Rating
Hercules Capital Inc
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HTGC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Hercules Capital Inc (HTGC)
HTGC trades at a significant discount to its Graham intrinsic value of $86.58, offering a 81% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Hercules Capital Inc (HTGC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Hercules Capital Inc (HTGC) Key Strengths (7)
Growing significantly faster than its price suggests
Keeps $84 of every $100 in revenue after operating costs
Earnings per share surging 31.40% year-over-year
Keeps $64 of every $100 in revenue as net profit
Trading at 1.18x book value, attractively priced
Mid-cap company balancing growth potential with stability
Solid profitability: $16 profit per $100 equity
Supporting Valuation Data
Hercules Capital Inc (HTGC) Areas to Watch (3)
Premium valuation at 4.9x annual revenue
Low institutional interest, mostly retail-driven
Solid revenue growth at 12.80% per year
Supporting Valuation Data
Hercules Capital Inc (HTGC) Detailed Analysis Report
Overall Assessment
This company scores 76/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 7 register as strengths (avg 8.9/10) while 3 fall into concern territory (avg 4.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, EPS Growth. Valuation metrics including PEG Ratio (0.53), Price/Book (1.18) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 16.20%, Operating Margin at 83.80%, Profit Margin at 63.80%. Growth metrics are encouraging with EPS Growth at 31.40%.
The Bear Case
The primary concerns are Price/Sales, Institutional Own., Revenue Growth. Some valuation metrics including Price/Sales (4.88) suggest expensive pricing. Growth concerns include Revenue Growth at 12.80%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.20% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 12.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of PEG Ratio and Operating Margin makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
HTGC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
HTGC's Price-to-Sales ratio of 4.88x trades at a deep discount to its historical average of 31.91x (1th percentile). The current valuation is 98% below its historical high of 227.58x set in Dec 2006, and 1% above its historical low of 4.84x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Hercules Capital Inc (HTGC) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
Hercules Capital Inc is a mature, profitable business with steady cash generation. Revenue reached 532M with 13% growth year-over-year. Profit margins are strong at 63.8%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 63.8% and operating margin of 83.8% demonstrate strong pricing power and operational efficiency.
Free cash flow is -56M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 11.0%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 2.3B is significantly higher than cash (57M). Monitor refinancing risk.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact Hercules Capital Inc.
Bottom Line
Hercules Capital Inc is a well-established business delivering consistent profitability with 63.8% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(30 last 3 months)
| Insider | Type | Shares |
|---|---|---|
MEYER, SETH H Chief Financial Officer | Sell | -5 |
| Insider | Type | Shares |
|---|---|---|
LOO, WADE Director | Buy | +3,300 |
| Insider | Type | Shares |
|---|---|---|
CROWELL, GAYLE A Director | Buy | +6,600 |
Data sourced from SEC Form 4 filings
Last updated: 10:00:55 AM
About Hercules Capital Inc(HTGC)
NYSE
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
Hercules Capital Inc. (HTGC) is a leading publicly traded business development company that specializes in providing tailored debt and equity financing solutions to venture growth-stage companies in technology, life sciences, and other high-growth industries. Leveraging its deep industry expertise, Hercules Capital strategically invests in innovative firms with a focus on fostering rapid expansion while maintaining a diversified portfolio that prioritizes strong credit quality and risk-adjusted returns. Through its capital solutions, Hercules enhances the scalability of entrepreneurial ventures, positioning itself as a vital partner in driving sustainable value for institutional investors.