Hancock Whitney Corp (HWC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Hancock Whitney Corp stock (HWC) is currently trading at $63.41. Hancock Whitney Corp PE ratio is 11.18. Hancock Whitney Corp PS ratio (Price-to-Sales) is 3.55. Analyst consensus price target for HWC is $76.78. WallStSmart rates HWC as Moderate Buy.
- HWC PE ratio analysis and historical PE chart
- HWC PS ratio (Price-to-Sales) history and trend
- HWC intrinsic value — DCF, Graham Number, EPV models
- HWC stock price prediction 2025 2026 2027 2028 2029 2030
- HWC fair value vs current price
- HWC insider transactions and insider buying
- Is HWC undervalued or overvalued?
- Hancock Whitney Corp financial analysis — revenue, earnings, cash flow
- HWC Piotroski F-Score and Altman Z-Score
- HWC analyst price target and Smart Rating
Hancock Whitney Corp
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HWC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Hancock Whitney Corp (HWC)
HWC trades at a significant discount to its Graham intrinsic value of $104.78, offering a 32% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Hancock Whitney Corp (HWC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Overall metrics suggest strong investment potential with favorable risk/reward.
Hancock Whitney Corp (HWC) Key Strengths (5)
Keeps $46 of every $100 in revenue after operating costs
Keeps $33 of every $100 in revenue as net profit
97.88% of shares held by major funds and institutions
Trading at 1.12x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Hancock Whitney Corp (HWC) Areas to Watch (5)
Modest revenue growth at 6.80%
Modest earnings growth at 7.30%
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 3.55x sales
Hancock Whitney Corp (HWC) Detailed Analysis Report
Overall Assessment
This company scores 69/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.0/10) while 5 fall into concern territory (avg 5.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Institutional Own.. Valuation metrics including Price/Book (1.12) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 45.50%, Profit Margin at 33.30%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Some valuation metrics including PEG Ratio (1.76), Price/Sales (3.55) suggest expensive pricing. Growth concerns include Revenue Growth at 6.80%, EPS Growth at 7.30%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.30%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.30% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 6.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
HWC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
HWC's Price-to-Sales ratio of 3.55x trades 23% below its historical average of 4.63x (47th percentile). The current valuation is 71% below its historical high of 12.34x set in Jun 2006, and 109% above its historical low of 1.7x in Mar 2020.
WallStSmart Analysis Synopsis
Data-driven financial summary for Hancock Whitney Corp (HWC) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Hancock Whitney Corp is a mature, profitable business with steady cash generation. Revenue reached 1.5B with 7% growth year-over-year. Profit margins are strong at 33.3%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1130.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 33.3% and operating margin of 45.5% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Hancock Whitney Corp.
Bottom Line
Hancock Whitney Corp is a well-established business delivering consistent profitability with 33.3% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(30 last 3 months)
| Insider | Type | Shares |
|---|---|---|
LOPER, D SHANE Chief Operating Officer | Sell | -1,163 |
| Insider | Type | Shares |
|---|---|---|
HAIRSTON, JOHN M Director, President & CEO | Sell | -37,000 |
| Insider | Type | Shares |
|---|---|---|
ZILUCA, CHRISTOPHER S Chief Credit Officer | Sell | -5,227 |
Data sourced from SEC Form 4 filings
Last updated: 8:24:05 AM
About Hancock Whitney Corp(HWC)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Hancock Whitney Corporation is the banking holding company for Hancock Whitney Bank offering a range of banking products and services to commercial, small business and retail clients. The company is headquartered in Gulfport, Mississippi.