ICICI Bank Limited (IBN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
ICICI Bank Limited stock (IBN) is currently trading at $26.31. ICICI Bank Limited PE ratio is 16.61. ICICI Bank Limited PS ratio (Price-to-Sales) is 0.05. Analyst consensus price target for IBN is $39.12. WallStSmart rates IBN as Moderate Buy.
- IBN PE ratio analysis and historical PE chart
- IBN PS ratio (Price-to-Sales) history and trend
- IBN intrinsic value — DCF, Graham Number, EPV models
- IBN stock price prediction 2025 2026 2027 2028 2029 2030
- IBN fair value vs current price
- IBN insider transactions and insider buying
- Is IBN undervalued or overvalued?
- ICICI Bank Limited financial analysis — revenue, earnings, cash flow
- IBN Piotroski F-Score and Altman Z-Score
- IBN analyst price target and Smart Rating
ICICI Bank
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IBN Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · ICICI Bank Limited (IBN)
IBN trades 191% above its Graham fair value of $10.68, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
ICICI Bank Limited (IBN) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, operating margin. Concerns around revenue growth and eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
ICICI Bank Limited (IBN) Key Strengths (6)
Growing significantly faster than its price suggests
Keeps $34 of every $100 in revenue after operating costs
Paying less than $1 for every $1 of annual revenue
Keeps $28 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Solid profitability: $17 profit per $100 equity
Supporting Valuation Data
ICICI Bank Limited (IBN) Areas to Watch (4)
Earnings declining -3.70%, profits shrinking
Revenue growing slowly at 3.00% annually
Low institutional interest, mostly retail-driven
Fairly priced relative to book value
ICICI Bank Limited (IBN) Detailed Analysis Report
Overall Assessment
This company scores 69/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.3/10) while 4 fall into concern territory (avg 3.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, Price/Sales. Valuation metrics including PEG Ratio (0.53), Price/Sales (0.05) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 16.80%, Operating Margin at 34.00%, Profit Margin at 27.50%.
The Bear Case
The primary concerns are EPS Growth, Revenue Growth, Institutional Own.. Some valuation metrics including Price/Book (2.50) suggest expensive pricing. Growth concerns include Revenue Growth at 3.00%, EPS Growth at -3.70%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.80% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 3.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Operating Margin) and negatives (EPS Growth, Revenue Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
IBN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
IBN's Price-to-Sales ratio of 0.05x trades at a deep discount to its historical average of 0.59x (26th percentile). The current valuation is 99% below its historical high of 4.17x set in Jan 2013, and 65% above its historical low of 0.03x in Feb 2019.
WallStSmart Analysis Synopsis
Data-driven financial summary for ICICI Bank Limited (IBN) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
ICICI Bank Limited operates as a stable business with moderate growth and solid fundamentals. Revenue reached 1.9T with 3% growth year-over-year. Profit margins are strong at 27.5%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 27.5% and operating margin of 34.0% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact ICICI Bank Limited.
Bottom Line
ICICI Bank Limited offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About ICICI Bank Limited(IBN)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.