International General Insurance Holdings Ltd (IGIC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
International General Insurance Holdings Ltd stock (IGIC) is currently trading at $23.57. International General Insurance Holdings Ltd PE ratio is 7.78. International General Insurance Holdings Ltd PS ratio (Price-to-Sales) is 1.88. Analyst consensus price target for IGIC is $30.00. WallStSmart rates IGIC as Hold.
- IGIC PE ratio analysis and historical PE chart
- IGIC PS ratio (Price-to-Sales) history and trend
- IGIC intrinsic value — DCF, Graham Number, EPV models
- IGIC stock price prediction 2025 2026 2027 2028 2029 2030
- IGIC fair value vs current price
- IGIC insider transactions and insider buying
- Is IGIC undervalued or overvalued?
- International General Insurance Holdings Ltd financial analysis — revenue, earnings, cash flow
- IGIC Piotroski F-Score and Altman Z-Score
- IGIC analyst price target and Smart Rating
International General Insurance Holdings
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IGIC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · International General Insurance Holdings Ltd (IGIC)
IGIC trades at a significant discount to its Graham intrinsic value of $95.49, offering a 74% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
International General Insurance Holdings Ltd (IGIC) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Concerns around revenue growth. Fundamentals are solid but monitor weak areas for improvement.
International General Insurance Holdings Ltd (IGIC) Key Strengths (6)
Keeps $25 of every $100 in revenue as net profit
Strong operational efficiency: $27 kept per $100 revenue
Paying $1.88 for every $1 of annual revenue
Trading at 1.36x book value, attractively priced
51.31% held by institutions, strong professional interest
Solid profitability: $19 profit per $100 equity
Supporting Valuation Data
International General Insurance Holdings Ltd (IGIC) Areas to Watch (3)
Revenue declining -6.50%, a shrinking business
Small-cap company with higher risk but more growth potential
Solid earnings growth at 16.40%
International General Insurance Holdings Ltd (IGIC) Detailed Analysis Report
Overall Assessment
This company scores 61/100 in our Smart Analysis, earning a C+ grade. Out of 9 metrics analyzed, 6 register as strengths (avg 8.2/10) while 3 fall into concern territory (avg 3.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Profit Margin, Operating Margin, Price/Sales. Valuation metrics including Price/Sales (1.88), Price/Book (1.36) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 18.60%, Operating Margin at 26.70%, Profit Margin at 24.60%.
The Bear Case
The primary concerns are Revenue Growth, Market Cap, EPS Growth. Growth concerns include Revenue Growth at -6.50%, EPS Growth at 16.40%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 18.60% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at -6.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Profit Margin, Operating Margin) and negatives (Revenue Growth, Market Cap). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
IGIC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
IGIC's Price-to-Sales ratio of 1.88x trades at a 34% premium to its historical average of 1.4x (72th percentile). The current valuation is 20% below its historical high of 2.35x set in Nov 2024, and 109% above its historical low of 0.9x in Mar 2022. Over the past 12 months, the PS ratio has compressed from ~2.1x as trailing revenue scaled faster than the stock price.
Compare IGIC with Competitors
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Data-driven financial summary for International General Insurance Holdings Ltd (IGIC) · FINANCIAL SERVICES › INSURANCE - DIVERSIFIED
The Big Picture
International General Insurance Holdings Ltd faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 517M with 7% decline year-over-year. Profit margins are strong at 24.6%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1860.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 24.6% and operating margin of 26.7% demonstrate strong pricing power and operational efficiency.
Revenue contracted 7% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Dividend sustainability with a current yield of 90.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact International General Insurance Holdings Ltd.
Bottom Line
International General Insurance Holdings Ltd faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 8:24:05 AM
About International General Insurance Holdings Ltd(IGIC)
NASDAQ
FINANCIAL SERVICES
INSURANCE - DIVERSIFIED
USA
International General Insurance Holdings Ltd. provides specialized insurance and reinsurance solutions globally. The company is headquartered in Amman, Jordan.