JPMorgan Chase & Co (JPM) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
JPMorgan Chase & Co stock (JPM) is currently trading at $295.42. JPMorgan Chase & Co PE ratio is 14.75. JPMorgan Chase & Co PS ratio (Price-to-Sales) is 4.74. Analyst consensus price target for JPM is $342.83. WallStSmart rates JPM as Hold.
JPMorgan Chase & Co (JPM) stock price prediction for 2030: Base case $766.69. Bull case $958.36. Bear case $575.01. See full JPM 2030 price forecast and methodology on WallStSmart.
- JPM PE ratio analysis and historical PE chart
- JPM PS ratio (Price-to-Sales) history and trend
- JPM intrinsic value — DCF, Graham Number, EPV models
- JPM stock price prediction 2025 2026 2027 2028 2029 2030
- JPM fair value vs current price
- JPM insider transactions and insider buying
- Is JPM undervalued or overvalued?
- JPMorgan Chase & Co financial analysis — revenue, earnings, cash flow
- JPM Piotroski F-Score and Altman Z-Score
- JPM analyst price target and Smart Rating
JPMorgan Chase & Co
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JPM Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · JPMorgan Chase & Co (JPM)
JPM trades 117% above its Graham fair value of $136.20, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
JPMorgan Chase & Co (JPM) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, profit margin. Concerns around revenue growth and eps growth. Fundamentals are solid but monitor weak areas for improvement.
JPMorgan Chase & Co (JPM) Key Strengths (5)
Mega-cap company, among the largest in the world
Keeps $41 of every $100 in revenue after operating costs
Keeps $34 of every $100 in revenue as net profit
74.97% of shares held by major funds and institutions
Solid profitability: $16 profit per $100 equity
Supporting Valuation Data
JPMorgan Chase & Co (JPM) Areas to Watch (5)
Earnings declining -3.60%, profits shrinking
Revenue growing slowly at 2.50% annually
Premium valuation at 4.7x annual revenue
Growth is fairly priced, not cheap, not expensive
Fairly priced relative to book value
JPMorgan Chase & Co (JPM) Detailed Analysis Report
Overall Assessment
This company scores 63/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.4/10) while 5 fall into concern territory (avg 3.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with Return on Equity at 16.10%, Operating Margin at 41.10%, Profit Margin at 33.90%.
The Bear Case
The primary concerns are EPS Growth, Revenue Growth, Price/Sales. Some valuation metrics including PEG Ratio (1.61), Price/Sales (4.74), Price/Book (2.26) suggest expensive pricing. Growth concerns include Revenue Growth at 2.50%, EPS Growth at -3.60%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.10% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 2.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Market Cap, Operating Margin) and negatives (EPS Growth, Revenue Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
JPM Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
JPM's Price-to-Sales ratio of 4.74x trades 133% above its historical average of 2.03x (99th percentile), historically expensive. The current valuation is 0% below its historical high of 4.74x set in Mar 2026, and 464% above its historical low of 0.84x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for JPMorgan Chase & Co (JPM) · FINANCIAL SERVICES › BANKS - DIVERSIFIED
The Big Picture
JPMorgan Chase & Co is a strong growth company balancing expansion with improving profitability. Revenue reached 168.2B with 250% growth year-over-year. Profit margins are strong at 33.9%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 250% YoY, reaching 168.2B. This pace significantly outperforms most BANKS - DIVERSIFIED peers.
ROE of 1610.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Earnings fell 360% YoY while revenue grew 250%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can JPMorgan Chase & Co maintain 250%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact JPMorgan Chase & Co.
Bottom Line
JPMorgan Chase & Co offers an attractive blend of growth (250% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(131 last 3 months)
| Insider | Type | Shares |
|---|---|---|
PETNO, DOUGLAS B Co-CEO CIB | Sell | -811 |
Data sourced from SEC Form 4 filings
Last updated: 8:24:16 AM
About JPMorgan Chase & Co(JPM)
NYSE
FINANCIAL SERVICES
BANKS - DIVERSIFIED
USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.