KB Financial Group Inc (KB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
KB Financial Group Inc stock (KB) is currently trading at $101.74. KB Financial Group Inc PE ratio is 10.07. KB Financial Group Inc PS ratio (Price-to-Sales) is 0.00. Analyst consensus price target for KB is $124.73. WallStSmart rates KB as Buy.
- KB PE ratio analysis and historical PE chart
- KB PS ratio (Price-to-Sales) history and trend
- KB intrinsic value — DCF, Graham Number, EPV models
- KB stock price prediction 2025 2026 2027 2028 2029 2030
- KB fair value vs current price
- KB insider transactions and insider buying
- Is KB undervalued or overvalued?
- KB Financial Group Inc financial analysis — revenue, earnings, cash flow
- KB Piotroski F-Score and Altman Z-Score
- KB analyst price target and Smart Rating
KB Financial Group Inc
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KB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · KB Financial Group Inc (KB)
KB trades at a significant discount to its Graham intrinsic value of $212.92, offering a 48% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
KB Financial Group Inc (KB) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, operating margin. Concerns around return on equity and institutional own.. Overall metrics suggest strong investment potential with favorable risk/reward.
KB Financial Group Inc (KB) Key Strengths (7)
Growing significantly faster than its price suggests
Keeps $50 of every $100 in revenue after operating costs
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Revenue surging 31.80% year-over-year
Keeps $37 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Supporting Valuation Data
KB Financial Group Inc (KB) Areas to Watch (3)
Very low institutional interest at 5.85%
Low profitability relative to shareholder equity
Modest earnings growth at 8.90%
Supporting Valuation Data
KB Financial Group Inc (KB) Detailed Analysis Report
Overall Assessment
This company scores 80/100 in our Smart Analysis, earning a A- grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.9/10) while 3 fall into concern territory (avg 3.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, Price/Sales. Valuation metrics including PEG Ratio (0.71), Price/Sales (0.00), Price/Book (0.93) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 50.00%, Profit Margin at 36.70%. Growth metrics are encouraging with Revenue Growth at 31.80%.
The Bear Case
The primary concerns are Institutional Own., Return on Equity, EPS Growth. Growth concerns include EPS Growth at 8.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 9.68%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.68% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 31.80% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of PEG Ratio and Operating Margin makes a compelling case at current levels. The key risk is Institutional Own., but the overall fundamental picture is positive with a clear path to maintaining or improving the current A- grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
KB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
KB's Price-to-Sales ratio of 0.00x trades Infinity% above its historical average of 0x (95th percentile), historically expensive. The current valuation is -Infinity% below its historical high of 0x set in Jan 2008, and Infinity% above its historical low of 0x in Nov 2008.
WallStSmart Analysis Synopsis
Data-driven financial summary for KB Financial Group Inc (KB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
KB Financial Group Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 15.9T with 32% growth year-over-year. Profit margins are strong at 36.7%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 32% YoY, reaching 15.9T. This pace significantly outperforms most BANKS - REGIONAL peers.
Profit margin of 36.7% and operating margin of 50.0% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Growth sustainability: can KB Financial Group Inc maintain 32%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact KB Financial Group Inc.
Bottom Line
KB Financial Group Inc offers an attractive blend of growth (32% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 10:00:37 AM
About KB Financial Group Inc(KB)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
KB Financial Group Inc. offers a range of related banking and financial services to consumers and corporations in South Korea and internationally. The company is headquartered in Seoul, South Korea.