Kingstone Companies Inc (KINS) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Kingstone Companies Inc stock (KINS) is currently trading at $14.84. Kingstone Companies Inc PE ratio is 5.12. Kingstone Companies Inc PS ratio (Price-to-Sales) is 1.00. Analyst consensus price target for KINS is $21.50. WallStSmart rates KINS as Buy.
- KINS PE ratio analysis and historical PE chart
- KINS PS ratio (Price-to-Sales) history and trend
- KINS intrinsic value — DCF, Graham Number, EPV models
- KINS stock price prediction 2025 2026 2027 2028 2029 2030
- KINS fair value vs current price
- KINS insider transactions and insider buying
- Is KINS undervalued or overvalued?
- Kingstone Companies Inc financial analysis — revenue, earnings, cash flow
- KINS Piotroski F-Score and Altman Z-Score
- KINS analyst price target and Smart Rating
Kingstone Companies Inc
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KINS Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Kingstone Companies Inc (KINS)
KINS trades at a significant discount to its Graham intrinsic value of $134.78, offering a 88% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Kingstone Companies Inc (KINS) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, operating margin, price/sales. Concerns around market cap and peg ratio. Overall metrics suggest strong investment potential with favorable risk/reward.
Kingstone Companies Inc (KINS) Key Strengths (8)
Every $100 of shareholder equity generates $43 in profit
Keeps $33 of every $100 in revenue after operating costs
Revenue surging 34.00% year-over-year
Earnings per share surging 149.60% year-over-year
Paying $1.00 for every $1 of annual revenue
Trading at 1.71x book value, attractively priced
Strong profitability: $19 kept per $100 revenue
52.59% held by institutions, strong professional interest
Supporting Valuation Data
Kingstone Companies Inc (KINS) Areas to Watch (2)
Very expensive relative to growth, significant premium
Micro-cap company with very limited liquidity and high volatility
Kingstone Companies Inc (KINS) Detailed Analysis Report
Overall Assessment
This company scores 78/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 8 register as strengths (avg 9.0/10) while 2 fall into concern territory (avg 2.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Return on Equity, Operating Margin, Revenue Growth. Valuation metrics including Price/Sales (1.00), Price/Book (1.71) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 43.00%, Operating Margin at 32.80%, Profit Margin at 19.20%. Growth metrics are encouraging with Revenue Growth at 34.00%, EPS Growth at 149.60%.
The Bear Case
The primary concerns are PEG Ratio, Market Cap. Some valuation metrics including PEG Ratio (3.28) suggest expensive pricing.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 43.00% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 34.00% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Return on Equity and Operating Margin makes a compelling case at current levels. The key risk is PEG Ratio, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
KINS Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
KINS's Price-to-Sales ratio of 1.00x trades at a deep discount to its historical average of 7.72x (1th percentile). The current valuation is 99% below its historical high of 80.67x set in Aug 2009, and 3% above its historical low of 0.97x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~1.2x as trailing revenue scaled faster than the stock price.
Compare KINS with Competitors
Top INSURANCE - PROPERTY & CASUALTY stocks by market cap
Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for Kingstone Companies Inc (KINS) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Kingstone Companies Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 213M with 34% growth year-over-year. Profit margins of 19.2% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 34% YoY, reaching 213M. This pace significantly outperforms most INSURANCE - PROPERTY & CASUALTY peers.
ROE of 43.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Kingstone Companies Inc maintain 34%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Kingstone Companies Inc.
Bottom Line
Kingstone Companies Inc offers an attractive blend of growth (34% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(14 last 3 months)
| Insider | Type | Shares |
|---|---|---|
GOLDEN, MERYL S. Director, CEO, President | Buy | +40,000 |
| Insider | Type | Shares |
|---|---|---|
GOLDEN, MERYL S. Director, CEO, President | Buy | +1,663 |
Data sourced from SEC Form 4 filings
Last updated: 5:49:57 PM
About Kingstone Companies Inc(KINS)
NASDAQ
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company is headquartered in Kingston, New York.