Klarna Group plc (KLAR) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Klarna Group plc stock (KLAR) is currently trading at $12.96. Klarna Group plc PS ratio (Price-to-Sales) is 1.46. Analyst consensus price target for KLAR is $23.29. WallStSmart rates KLAR as Hold.
- KLAR PE ratio analysis and historical PE chart
- KLAR PS ratio (Price-to-Sales) history and trend
- KLAR intrinsic value — DCF, Graham Number, EPV models
- KLAR stock price prediction 2025 2026 2027 2028 2029 2030
- KLAR fair value vs current price
- KLAR insider transactions and insider buying
- Is KLAR undervalued or overvalued?
- Klarna Group plc financial analysis — revenue, earnings, cash flow
- KLAR Piotroski F-Score and Altman Z-Score
- KLAR analyst price target and Smart Rating
Klarna Group
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Smart Analysis
Klarna Group plc (KLAR) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/sales. Concerns around return on equity and profit margin. Fundamentals are solid but monitor weak areas for improvement.
Klarna Group plc (KLAR) Key Strengths (7)
Growing significantly faster than its price suggests
Revenue surging 38.40% year-over-year
Strong operational efficiency: $21 kept per $100 revenue
Paying $1.46 for every $1 of annual revenue
Trading at 1.90x book value, attractively priced
50.22% held by institutions, strong professional interest
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Klarna Group plc (KLAR) Areas to Watch (2)
Company is destroying shareholder value
Company is losing money with a negative profit margin
Klarna Group plc (KLAR) Detailed Analysis Report
Overall Assessment
This company scores 59/100 in our Smart Analysis, earning a C grade. Out of 9 metrics analyzed, 7 register as strengths (avg 8.4/10) while 2 fall into concern territory (avg 0.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Revenue Growth, Operating Margin. Valuation metrics including PEG Ratio (0.09), Price/Sales (1.46), Price/Book (1.90) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 20.50%. Growth metrics are encouraging with Revenue Growth at 38.40%.
The Bear Case
The primary concerns are Return on Equity, Profit Margin. Profitability pressure is visible in Return on Equity at -11.10%, Profit Margin at -8.38%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -11.10% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 38.40% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Revenue Growth) and negatives (Return on Equity, Profit Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
KLAR Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
KLAR's Price-to-Sales ratio of 1.46x sits near its historical average of 1.51x (14th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 16% below its historical high of 1.73x set in Mar 2026, and 7% above its historical low of 1.36x in Mar 2026.
Compare KLAR with Competitors
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Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for Klarna Group plc (KLAR) · TECHNOLOGY › SOFTWARE - INFRASTRUCTURE
The Big Picture
Klarna Group plc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 3.5B with 38% growth year-over-year. The company is currently unprofitable, posting a -8.4% profit margin.
Key Findings
Revenue growing at 38% YoY, reaching 3.5B. This pace significantly outperforms most SOFTWARE - INFRASTRUCTURE peers.
The company is unprofitable with a -8.4% profit margin. The path to breakeven will be the key catalyst.
Free cash flow is -3.0B, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Klarna Group plc maintain 38%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive moves, and regulatory changes that could impact Klarna Group plc.
Bottom Line
Klarna Group plc is a high-conviction growth story with revenue accelerating at 38% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin -8.4% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Klarna Group plc(KLAR)
NYSE
TECHNOLOGY
SOFTWARE - INFRASTRUCTURE
USA
Klarna Group plc is a technology-driven payments company in the United Kingdom, the United States, Germany, Sweden, and internationally. The company is headquartered in London, United Kingdom.