Kinsale Capital Group Inc (KNSL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Kinsale Capital Group Inc stock (KNSL) is currently trading at $327.22. Kinsale Capital Group Inc PE ratio is 15.08. Kinsale Capital Group Inc PS ratio (Price-to-Sales) is 4.05. Analyst consensus price target for KNSL is $407.33. WallStSmart rates KNSL as Moderate Buy.
- KNSL PE ratio analysis and historical PE chart
- KNSL PS ratio (Price-to-Sales) history and trend
- KNSL intrinsic value — DCF, Graham Number, EPV models
- KNSL stock price prediction 2025 2026 2027 2028 2029 2030
- KNSL fair value vs current price
- KNSL insider transactions and insider buying
- Is KNSL undervalued or overvalued?
- Kinsale Capital Group Inc financial analysis — revenue, earnings, cash flow
- KNSL Piotroski F-Score and Altman Z-Score
- KNSL analyst price target and Smart Rating
Kinsale Capital Group Inc
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KNSL Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Kinsale Capital Group Inc (KNSL)
KNSL trades at a significant discount to its Graham intrinsic value of $1013.22, offering a 60% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Kinsale Capital Group Inc (KNSL) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, return on equity, operating margin. Overall metrics suggest strong investment potential with favorable risk/reward.
Kinsale Capital Group Inc (KNSL) Key Strengths (7)
Every $100 of shareholder equity generates $29 in profit
Keeps $37 of every $100 in revenue after operating costs
Keeps $27 of every $100 in revenue as net profit
91.85% of shares held by major funds and institutions
Good growth relative to its price
Strong earnings growth at 27.80% per year
Mid-cap company balancing growth potential with stability
Kinsale Capital Group Inc (KNSL) Areas to Watch (3)
Premium valuation at 4.1x annual revenue
Premium pricing at 3.9x book value
Solid revenue growth at 17.30% per year
Kinsale Capital Group Inc (KNSL) Detailed Analysis Report
Overall Assessment
This company scores 75/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.0/10) while 3 fall into concern territory (avg 4.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Return on Equity, Operating Margin, Profit Margin. Valuation metrics including PEG Ratio (1.07) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 29.20%, Operating Margin at 36.80%, Profit Margin at 26.90%. Growth metrics are encouraging with EPS Growth at 27.80%.
The Bear Case
The primary concerns are Price/Sales, Price/Book, Revenue Growth. Some valuation metrics including Price/Sales (4.05), Price/Book (3.88) suggest expensive pricing. Growth concerns include Revenue Growth at 17.30%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 29.20% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 17.30% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Return on Equity and Operating Margin makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
KNSL Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
KNSL's Price-to-Sales ratio of 4.05x trades 44% below its historical average of 7.22x (0th percentile). The current valuation is 70% below its historical high of 13.55x set in Nov 2020, and 0% above its historical low of 4.05x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~7.1x as trailing revenue scaled faster than the stock price.
Compare KNSL with Competitors
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Data-driven financial summary for Kinsale Capital Group Inc (KNSL) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Kinsale Capital Group Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 1.9B with 17% growth year-over-year. Profit margins are strong at 26.9%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 29.2% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 26.9% and operating margin of 36.8% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Kinsale Capital Group Inc.
Bottom Line
Kinsale Capital Group Inc offers an attractive blend of growth (17% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Kinsale Capital Group Inc(KNSL)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Kinsale Capital Group, Inc., a specialty insurance company, offers property and casualty insurance products in the United States. The company is headquartered in Richmond, Virginia.