Manhattan Bridge Capital Inc (LOAN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Manhattan Bridge Capital Inc stock (LOAN) is currently trading at $4.33. Manhattan Bridge Capital Inc PE ratio is 9.09. Manhattan Bridge Capital Inc PS ratio (Price-to-Sales) is 6.84. Analyst consensus price target for LOAN is $7.00. WallStSmart rates LOAN as Underperform.
- LOAN PE ratio analysis and historical PE chart
- LOAN PS ratio (Price-to-Sales) history and trend
- LOAN intrinsic value — DCF, Graham Number, EPV models
- LOAN stock price prediction 2025 2026 2027 2028 2029 2030
- LOAN fair value vs current price
- LOAN insider transactions and insider buying
- Is LOAN undervalued or overvalued?
- Manhattan Bridge Capital Inc financial analysis — revenue, earnings, cash flow
- LOAN Piotroski F-Score and Altman Z-Score
- LOAN analyst price target and Smart Rating
Manhattan Bridge Capital Inc
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LOAN Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Manhattan Bridge Capital Inc (LOAN)
LOAN trades 41% above its Graham fair value of $3.20, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Manhattan Bridge Capital Inc (LOAN) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around market cap and revenue growth. Mixed signals suggest waiting for clearer direction before acting.
Manhattan Bridge Capital Inc (LOAN) Key Strengths (3)
Keeps $74 of every $100 in revenue after operating costs
Keeps $74 of every $100 in revenue as net profit
Trading at 1.12x book value, attractively priced
Supporting Valuation Data
Manhattan Bridge Capital Inc (LOAN) Areas to Watch (6)
Revenue declining -9.10%, a shrinking business
Earnings declining -12.40%, profits shrinking
Micro-cap company with very limited liquidity and high volatility
Premium valuation at 6.8x annual revenue
Low institutional interest, mostly retail-driven
Moderate profitability with room for improvement
Supporting Valuation Data
Manhattan Bridge Capital Inc (LOAN) Detailed Analysis Report
Overall Assessment
This company scores 45/100 in our Smart Analysis, earning a D+ grade. Out of 9 metrics analyzed, 3 register as strengths (avg 9.3/10) while 6 fall into concern territory (avg 2.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Price/Book. Valuation metrics including Price/Book (1.12) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 74.20%, Profit Margin at 74.20%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Market Cap. Some valuation metrics including Price/Sales (6.84) suggest expensive pricing. Growth concerns include Revenue Growth at -9.10%, EPS Growth at -12.40%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -9.10% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
LOAN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
LOAN's Price-to-Sales ratio of 6.84x sits near its historical average of 6.93x (29th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 3% below its historical high of 7.05x set in Mar 2026, and 1% above its historical low of 6.79x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Manhattan Bridge Capital Inc (LOAN) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
Manhattan Bridge Capital Inc faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 7M with 9% decline year-over-year. Profit margins are strong at 74.2%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 74.2% and operating margin of 74.2% demonstrate strong pricing power and operational efficiency.
Generating 1M in free cash flow and 1M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 9% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Dividend sustainability with a current yield of 10.8%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact Manhattan Bridge Capital Inc.
Bottom Line
Manhattan Bridge Capital Inc faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(0 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 12:56:16 PM
About Manhattan Bridge Capital Inc(LOAN)
NASDAQ
REAL ESTATE
REIT - MORTGAGE
USA
Manhattan Bridge Capital, Inc., a real estate financing company, originates, services, and manages a portfolio of initial home loans in the United States. The company is headquartered in Great Neck, New York.