LPL Financial Holdings Inc (LPLA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
LPL Financial Holdings Inc stock (LPLA) is currently trading at $300.68. LPL Financial Holdings Inc PE ratio is 27.51. LPL Financial Holdings Inc PS ratio (Price-to-Sales) is 1.45. Analyst consensus price target for LPLA is $451.92. WallStSmart rates LPLA as Moderate Buy.
- LPLA PE ratio analysis and historical PE chart
- LPLA PS ratio (Price-to-Sales) history and trend
- LPLA intrinsic value — DCF, Graham Number, EPV models
- LPLA stock price prediction 2025 2026 2027 2028 2029 2030
- LPLA fair value vs current price
- LPLA insider transactions and insider buying
- Is LPLA undervalued or overvalued?
- LPL Financial Holdings Inc financial analysis — revenue, earnings, cash flow
- LPLA Piotroski F-Score and Altman Z-Score
- LPLA analyst price target and Smart Rating
LPL Financial Holdings Inc
📊 No data available
Try selecting a different time range
LPLA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · LPL Financial Holdings Inc (LPLA)
LPLA trades 119% above its Graham fair value of $154.49, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
LPL Financial Holdings Inc (LPLA) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, return on equity. Concerns around eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
LPL Financial Holdings Inc (LPLA) Key Strengths (6)
Growing significantly faster than its price suggests
Revenue surging 41.80% year-over-year
103.02% of shares held by major funds and institutions
Large-cap company with substantial market presence
Every $100 of equity generates $21 in profit
Paying $1.45 for every $1 of annual revenue
Supporting Valuation Data
LPL Financial Holdings Inc (LPLA) Areas to Watch (4)
Earnings barely growing at 4.60%
Thin operating margins with cost pressures present
Premium pricing at 4.5x book value
Thin profit margins with limited profitability
Supporting Valuation Data
LPL Financial Holdings Inc (LPLA) Detailed Analysis Report
Overall Assessment
This company scores 68/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.3/10) while 4 fall into concern territory (avg 3.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Revenue Growth, Institutional Own.. Valuation metrics including PEG Ratio (0.40), Price/Sales (1.45) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 20.90%. Growth metrics are encouraging with Revenue Growth at 41.80%.
The Bear Case
The primary concerns are EPS Growth, Operating Margin, Price/Book. Some valuation metrics including Price/Book (4.50) suggest expensive pricing. Growth concerns include EPS Growth at 4.60%, which may limit upside. Profitability pressure is visible in Operating Margin at 10.10%, Profit Margin at 5.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 20.90% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 41.80% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Revenue Growth) and negatives (EPS Growth, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
LPLA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
LPLA's Price-to-Sales ratio of 1.45x sits near its historical average of 1.35x (65th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 43% below its historical high of 2.53x set in Oct 2022, and 222% above its historical low of 0.45x in Feb 2016. Over the past 12 months, the PS ratio has compressed from ~2.0x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for LPL Financial Holdings Inc (LPLA) · FINANCIAL SERVICES › CAPITAL MARKETS
The Big Picture
LPL Financial Holdings Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 16.6B with 42% growth year-over-year. Profit margins are thin at 5.2%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Revenue growing at 42% YoY, reaching 16.6B. This pace significantly outperforms most CAPITAL MARKETS peers.
ROE of 20.9% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Margin expansion: can LPL Financial Holdings Inc push profit margins above 15% as the business scales?
Growth sustainability: can LPL Financial Holdings Inc maintain 42%+ revenue growth, or will competition slow it down?
Debt management: total debt of 7.3B is significantly higher than cash (1.0B). Monitor refinancing risk.
Sector dynamics: monitor CAPITAL MARKETS industry trends, competitive moves, and regulatory changes that could impact LPL Financial Holdings Inc.
Bottom Line
LPL Financial Holdings Inc is a high-conviction growth story with revenue accelerating at 42% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 5.2% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(40 last 3 months)
| Insider | Type | Shares |
|---|---|---|
COHEN, MARC ELIOT Group Managing Director | Sell | -1,088.211 |
| Insider | Type | Shares |
|---|---|---|
JAMBUSARIA, ANERI Group Managing Director | Sell | -308 |
| Insider | Type | Shares |
|---|---|---|
KHANNA, SOMESH Director | Buy | +139 |
| Insider | Type | Shares |
|---|---|---|
SCHIFTER, RICHARD P Director | Sell | -1,145.263 |
Data sourced from SEC Form 4 filings
Last updated: 10:04:40 AM
About LPL Financial Holdings Inc(LPLA)
NASDAQ
FINANCIAL SERVICES
CAPITAL MARKETS
USA
LPL Financial Holdings Inc., provides an integrated platform of brokerage and investment advisory services to independent financial advisers and financial advisers at financial institutions in the United States. The company is headquartered in San Diego, California.