MIND CTI Ltd (MNDO) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
MIND CTI Ltd stock (MNDO) is currently trading at $1.18. MIND CTI Ltd PE ratio is 8.07. MIND CTI Ltd PS ratio (Price-to-Sales) is 1.25. WallStSmart rates MNDO as Sell.
- MNDO PE ratio analysis and historical PE chart
- MNDO PS ratio (Price-to-Sales) history and trend
- MNDO intrinsic value — DCF, Graham Number, EPV models
- MNDO stock price prediction 2025 2026 2027 2028 2029 2030
- MNDO fair value vs current price
- MNDO insider transactions and insider buying
- Is MNDO undervalued or overvalued?
- MIND CTI Ltd financial analysis — revenue, earnings, cash flow
- MNDO Piotroski F-Score and Altman Z-Score
- MNDO analyst price target and Smart Rating
MIND CTI
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MNDO Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · MIND CTI Ltd (MNDO)
MNDO trades 11% above its Graham fair value of $1.02, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
MIND CTI Ltd (MNDO) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book. Concerns around market cap and revenue growth. Mixed signals suggest waiting for clearer direction before acting.
MIND CTI Ltd (MNDO) Key Strengths (2)
Paying $1.25 for every $1 of annual revenue
Trading at 1.02x book value, attractively priced
Supporting Valuation Data
MIND CTI Ltd (MNDO) Areas to Watch (8)
Revenue declining -7.40%, a shrinking business
Earnings declining -25.00%, profits shrinking
Very low institutional interest at 8.47%
Micro-cap company with very limited liquidity and high volatility
Paying a premium for growth, expensive relative to earnings expansion
Thin operating margins with cost pressures present
Moderate profitability with room for improvement
Decent profitability, keeps $15 per $100 revenue
MIND CTI Ltd (MNDO) Detailed Analysis Report
Overall Assessment
This company scores 43/100 in our Smart Analysis, earning a D grade. Out of 10 metrics analyzed, 2 register as strengths (avg 8.0/10) while 8 fall into concern territory (avg 3.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book. Valuation metrics including Price/Sales (1.25), Price/Book (1.02) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Institutional Own.. Some valuation metrics including PEG Ratio (2.23) suggest expensive pricing. Growth concerns include Revenue Growth at -7.40%, EPS Growth at -25.00%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.70%, Operating Margin at 13.40%, Profit Margin at 14.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -7.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MNDO Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MNDO's Price-to-Sales ratio of 1.25x trades 46% below its historical average of 2.33x (11th percentile). The current valuation is 72% below its historical high of 4.5x set in Nov 2014, and 95% above its historical low of 0.64x in Feb 2009.
Compare MNDO with Competitors
Top SOFTWARE - APPLICATION stocks by market cap
Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for MIND CTI Ltd (MNDO) · TECHNOLOGY › SOFTWARE - APPLICATION
The Big Picture
MIND CTI Ltd faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 20M with 7% decline year-over-year. Profit margins of 14.6% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1270.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 1M in free cash flow and 1M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 7% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Margin expansion: can MIND CTI Ltd push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 20.1%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor SOFTWARE - APPLICATION industry trends, competitive moves, and regulatory changes that could impact MIND CTI Ltd.
Bottom Line
MIND CTI Ltd faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About MIND CTI Ltd(MNDO)
NASDAQ
TECHNOLOGY
SOFTWARE - APPLICATION
USA
MIND CTI Ltd. designs, develops, markets, supports, implements and operates offline and real-time customer support and converged billing software solutions in the Americas, Europe, Israel, Asia Pacific and Africa. The company is headquartered in Yokne'am Illit, Israel.