WallStSmart

MoneyHero Limited Class A Ordinary Shares (MNY) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

MoneyHero Limited Class A Ordinary Shares stock (MNY) is currently trading at $1.31. MoneyHero Limited Class A Ordinary Shares PS ratio (Price-to-Sales) is 0.86. Analyst consensus price target for MNY is $4.60. WallStSmart rates MNY as Sell.

  • MNY PE ratio analysis and historical PE chart
  • MNY PS ratio (Price-to-Sales) history and trend
  • MNY intrinsic value — DCF, Graham Number, EPV models
  • MNY stock price prediction 2025 2026 2027 2028 2029 2030
  • MNY fair value vs current price
  • MNY insider transactions and insider buying
  • Is MNY undervalued or overvalued?
  • MoneyHero Limited Class A Ordinary Shares financial analysis — revenue, earnings, cash flow
  • MNY Piotroski F-Score and Altman Z-Score
  • MNY analyst price target and Smart Rating
MNY

MoneyHero Limited Class A

NASDAQCOMMUNICATION SERVICES
$1.31
$0.04 (-2.96%)
52W$0.55
$2.40
Target$4.60+251.1%

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WallStSmart

Smart Analysis

MoneyHero Limited Class A Ordinary Shares (MNY) · 8 metrics scored

Smart Score

26
out of 100
Grade: F
Avoid
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in price/sales, price/book. Concerns around market cap and return on equity. Significant fundamental concerns warrant caution or avoidance.

MoneyHero Limited Class A Ordinary Shares (MNY) Key Strengths (2)

Avg Score: 9.0/10
Price/SalesValuation
0.8610/10

Paying less than $1 for every $1 of annual revenue

Price/BookValuation
1.518/10

Trading at 1.51x book value, attractively priced

Supporting Valuation Data

Price/Sales (TTM)
0.857
Undervalued
EV/Revenue
0.451
Undervalued
MNY Target Price
$4.6
212% Upside

MoneyHero Limited Class A Ordinary Shares (MNY) Areas to Watch (6)

Avg Score: 0.8/10
Return on EquityProfitability
-28.40%0/10

Company is destroying shareholder value

Operating MarginProfitability
-14.40%0/10

Losing money on operations

Revenue GrowthGrowth
-12.80%0/10

Revenue declining -12.80%, a shrinking business

Profit MarginProfitability
-21.30%0/10

Company is losing money with a negative profit margin

Institutional Own.Quality
0.35%2/10

Very low institutional interest at 0.35%

Market CapQuality
$58M3/10

Micro-cap company with very limited liquidity and high volatility

MoneyHero Limited Class A Ordinary Shares (MNY) Detailed Analysis Report

Overall Assessment

This company scores 26/100 in our Smart Analysis, earning a F grade. Out of 8 metrics analyzed, 2 register as strengths (avg 9.0/10) while 6 fall into concern territory (avg 0.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.

The Bull Case

The strongest argument centers on Price/Sales, Price/Book. Valuation metrics including Price/Sales (0.86), Price/Book (1.51) suggest the stock is attractively priced.

The Bear Case

The primary concerns are Return on Equity, Operating Margin, Revenue Growth. Growth concerns include Revenue Growth at -12.80%, which may limit upside. Profitability pressure is visible in Return on Equity at -28.40%, Operating Margin at -14.40%, Profit Margin at -21.30%.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -28.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -12.80% needing to reaccelerate.

Risk Considerations

Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

MNY Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

MNY's Price-to-Sales ratio of 0.86x trades at a 40% premium to its historical average of 0.61x (75th percentile). The current valuation is 18% below its historical high of 1.05x set in Nov 2023, and 230% above its historical low of 0.26x in Jun 2025. Over the past 12 months, the PS ratio has expanded from ~0.3x, reflecting growing market expectations outpacing revenue growth.

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WallStSmart Analysis Synopsis

Data-driven financial summary for MoneyHero Limited Class A Ordinary Shares (MNY) · COMMUNICATION SERVICESINTERNET CONTENT & INFORMATION

The Big Picture

MoneyHero Limited Class A Ordinary Shares is in a turnaround phase, with management focused on restoring profitability. Revenue reached 69M with 13% decline year-over-year. The company is currently unprofitable, posting a -21.3% profit margin.

Key Findings

Revenue Decline

Revenue contracted 13% YoY. Worth determining whether this is cyclical or structural.

Operating at a Loss

The company is unprofitable with a -21.3% profit margin. The path to breakeven will be the key catalyst.

What to Watch Next

Sector dynamics: monitor INTERNET CONTENT & INFORMATION industry trends, competitive moves, and regulatory changes that could impact MoneyHero Limited Class A Ordinary Shares.

Bottom Line

MoneyHero Limited Class A Ordinary Shares is in turnaround mode. The path to profitability remains the critical question. Speculative investors may see opportunity in the recovery story, but conservative investors should wait for consistent positive earnings before committing capital.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions

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About MoneyHero Limited Class A Ordinary Shares(MNY)

Exchange

NASDAQ

Sector

COMMUNICATION SERVICES

Industry

INTERNET CONTENT & INFORMATION

Country

USA

MoneyHero Limited (MNY) is a leading financial technology platform based in Hong Kong that enables consumers to effectively compare and choose from a diverse array of financial products such as loans, insurance, and credit cards. By emphasizing transparency and an exceptional user experience, MoneyHero not only enhances financial literacy but also promotes competition within the financial services landscape. The company's innovative approach and utilization of data-driven insights position it well to address the growing demand for accessible financial solutions across the Asia-Pacific region. Its continued expansion of product offerings and strategic partnerships reinforces MoneyHero's status as a prominent player in the dynamic fintech market.