Meridian Bank (MRBK) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Meridian Bank stock (MRBK) is currently trading at $19.01. Meridian Bank PE ratio is 8.25. Meridian Bank PS ratio (Price-to-Sales) is 1.98. Analyst consensus price target for MRBK is $19.00. WallStSmart rates MRBK as Moderate Buy.
- MRBK PE ratio analysis and historical PE chart
- MRBK PS ratio (Price-to-Sales) history and trend
- MRBK intrinsic value — DCF, Graham Number, EPV models
- MRBK stock price prediction 2025 2026 2027 2028 2029 2030
- MRBK fair value vs current price
- MRBK insider transactions and insider buying
- Is MRBK undervalued or overvalued?
- Meridian Bank financial analysis — revenue, earnings, cash flow
- MRBK Piotroski F-Score and Altman Z-Score
- MRBK analyst price target and Smart Rating
Meridian Bank
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MRBK Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Meridian Bank (MRBK)
MRBK trades at a significant discount to its Graham intrinsic value of $82.84, offering a 76% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Meridian Bank (MRBK) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Concerns around market cap. Overall metrics suggest strong investment potential with favorable risk/reward.
Meridian Bank (MRBK) Key Strengths (6)
Earnings per share surging 38.10% year-over-year
Strong operational efficiency: $29 kept per $100 revenue
Paying $1.98 for every $1 of annual revenue
Trading at 1.12x book value, attractively priced
Strong profitability: $18 kept per $100 revenue
65.20% held by institutions, strong professional interest
Supporting Valuation Data
Meridian Bank (MRBK) Areas to Watch (3)
Micro-cap company with very limited liquidity and high volatility
Moderate profitability with room for improvement
Solid revenue growth at 12.80% per year
Meridian Bank (MRBK) Detailed Analysis Report
Overall Assessment
This company scores 65/100 in our Smart Analysis, earning a B- grade. Out of 9 metrics analyzed, 6 register as strengths (avg 8.3/10) while 3 fall into concern territory (avg 4.7/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on EPS Growth, Operating Margin, Price/Sales. Valuation metrics including Price/Sales (1.98), Price/Book (1.12) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 28.70%, Profit Margin at 18.40%. Growth metrics are encouraging with EPS Growth at 38.10%.
The Bear Case
The primary concerns are Market Cap, Return on Equity, Revenue Growth. Growth concerns include Revenue Growth at 12.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.40%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Market Cap improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 12.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (EPS Growth, Operating Margin) and negatives (Market Cap, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MRBK Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MRBK's Price-to-Sales ratio of 1.98x sits near its historical average of 2.01x (29th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 4% below its historical high of 2.06x set in Mar 2026, and 1% above its historical low of 1.97x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Meridian Bank (MRBK) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Meridian Bank is a mature, profitable business with steady cash generation. Revenue reached 110M with 13% growth year-over-year. Profit margins of 18.4% are healthy, with room for further expansion as the business scales.
Key Findings
Free cash flow is -24M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 3.4%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Meridian Bank.
Bottom Line
Meridian Bank is a well-established business delivering consistent profitability with 18.4% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Meridian Bank(MRBK)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Meridian Corporation is the holding company for Meridian Bank offering commercial banking products and services in Pennsylvania, New Jersey, Delaware and Maryland. The company is headquartered in Malvern, Pennsylvania.