MSC Income Fund, Inc. (MSIF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
MSC Income Fund, Inc. stock (MSIF) is currently trading at $13.10. MSC Income Fund, Inc. PE ratio is 6.94. MSC Income Fund, Inc. PS ratio (Price-to-Sales) is 4.47. Analyst consensus price target for MSIF is $15.42. WallStSmart rates MSIF as Hold.
- MSIF PE ratio analysis and historical PE chart
- MSIF PS ratio (Price-to-Sales) history and trend
- MSIF intrinsic value — DCF, Graham Number, EPV models
- MSIF stock price prediction 2025 2026 2027 2028 2029 2030
- MSIF fair value vs current price
- MSIF insider transactions and insider buying
- Is MSIF undervalued or overvalued?
- MSC Income Fund, Inc. financial analysis — revenue, earnings, cash flow
- MSIF Piotroski F-Score and Altman Z-Score
- MSIF analyst price target and Smart Rating
MSC Income Fund, Inc.
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MSIF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · MSC Income Fund, Inc. (MSIF)
MSIF trades at a significant discount to its Graham intrinsic value of $89.39, offering a 86% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
MSC Income Fund, Inc. (MSIF) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Concerns around revenue growth. Fundamentals are solid but monitor weak areas for improvement.
MSC Income Fund, Inc. (MSIF) Key Strengths (4)
Keeps $65 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $64 of every $100 in revenue as net profit
Strong earnings growth at 25.80% per year
Supporting Valuation Data
MSC Income Fund, Inc. (MSIF) Areas to Watch (5)
Revenue growing slowly at 4.40% annually
Premium valuation at 4.5x annual revenue
Low institutional interest, mostly retail-driven
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Supporting Valuation Data
MSC Income Fund, Inc. (MSIF) Detailed Analysis Report
Overall Assessment
This company scores 59/100 in our Smart Analysis, earning a C grade. Out of 9 metrics analyzed, 4 register as strengths (avg 9.5/10) while 5 fall into concern territory (avg 4.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (0.82) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 65.20%, Profit Margin at 63.80%. Growth metrics are encouraging with EPS Growth at 25.80%.
The Bear Case
The primary concerns are Revenue Growth, Price/Sales, Institutional Own.. Some valuation metrics including Price/Sales (4.47) suggest expensive pricing. Growth concerns include Revenue Growth at 4.40%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.00%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.00% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 4.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Revenue Growth, Price/Sales). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MSIF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MSIF's Price-to-Sales ratio of 4.47x sits near its historical average of 4.35x (71th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 2% below its historical high of 4.54x set in Mar 2026, and 6% above its historical low of 4.2x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for MSC Income Fund, Inc. (MSIF) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
MSC Income Fund, Inc. is a strong growth company balancing expansion with improving profitability. Revenue reached 139M with 440% growth year-over-year. Profit margins are strong at 63.8%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 440% YoY, reaching 139M. This pace significantly outperforms most ASSET MANAGEMENT peers.
ROE of 1300.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can MSC Income Fund, Inc. maintain 440%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 10.6%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 529M is significantly higher than cash (18M). Monitor refinancing risk.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact MSC Income Fund, Inc..
Bottom Line
MSC Income Fund, Inc. offers an attractive blend of growth (440% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About MSC Income Fund, Inc.(MSIF)
NYSE
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
MSC Income Fund, Inc. (MSIF) is a closed-end management investment company focused on generating a consistent income stream through a diverse portfolio of income-producing securities. With an emphasis on fixed-income investments such as corporate bonds and mortgage-backed securities, the fund prioritizes capital preservation while actively seeking opportunities for growth. Led by an experienced management team, MSIF employs a disciplined investment strategy and thorough credit analysis to optimize risk-adjusted returns for its shareholders, positioning itself as a reliable choice for investors seeking stability amidst market volatility.